478 Bay Point Dr, Gallatin, TN 37066 Property Records

Sumner County property record for 478 Bay Point Dr, Gallatin, TN 37066

Property Summary

Property Type	Single Family Home
Details	7.5 ba · 4,404 sqft · built 2006
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Trust Names on File
Last Sale	$175,000 (Nov 2004)
Tax Bill	$5,535 (2025)
Deeds & Mortgages	Jun 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`083136E D 01300`

Property Details

APN / Parcel Number

Primary APN	`083136E D 01300`
Alternative APN	`136E D 01300`

Interior

Full Baths	7.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	23 Plumbing Fixtures
Stories	2 Stories
Building Area	4,404 sqft Living Area
Gross Area	6,252 sqft
1st Floor Area	2,311 sqft
Upper Floors Area	544 sqft
Basement Area	2,311 sqft
Finished Basement	1,767 sqft
Unfinished Basement	544 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2014
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,602 sqft (0.45 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	846 sqft
Driveway	Driveway
Driveway Area	1,300 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	648 sqft
Porch	Slab
Porch Area	464 sqft
Boat Access	Boat Access
Boat House	2 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	478 BAY POINT DR
City	GALLATIN
State	TN
Zip	37066-7408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PLAT: 19-19 PAGE: 115-23 BLOCK: LOT: 96-96 SUBD: WOODHAVEN ON THE LAKE RESU
Legal Subdivision	WOODHAVEN ON THE LAK
Legal Lot Number	96-96
Jurisdiction	SUMNER TN
Township / Civil Division	6
Census Block Group	2
Census Block	2001
Census Tract	20501

Owner

478 Bay Point Dr is owner-occupied and held in a trust since May 2022.

Source: Sumner County records, as of January 21, 2026

Owner of Record	2 Trust Names on File
Mailing Address	478 BAY POINT DR, GALLATIN, TN 37066-7408
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2004 · Amount on File
Deed Sale	Nov 2, 2004 · Amount on File
Deed Document Number	2004724919
Deed Book / Page	2125 / 763
Last Transfer Date	May 31, 2022
Transfer Doc	0059580526
Record Updated	Jun 8, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SUMNER TN
Recording Date	Jun 3, 2022
Property Address	478 BAY POINT DR, GALLATIN, TN 37066-7408
Document Number	0059580526
Book / Page	5958 / 526
Map Reference	MB 19 PG 115
Instrument Date	May 23, 2022
Instrument	1417822
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	478 BAY POINT DR, GALLATIN, TN 37066-7408

Tax Assessment & Valuation

The 2025 property tax bill for 478 Bay Point Dr was $5,535.

Source: Sumner County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sumner County
Municipality	Gallatin City
Unified School District	Sumner County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,535.00	$389,500 Land $108,000 Building $281,500
2024			$1,558,000 Land $432,000 Building $1,126,000
2023	$8,141.00 (-0.33%)	$266,750 (-) Land $102,950 Building $163,800
2022	$8,168.00	$266,750 Land $102,950 Building $163,800
2021			$1,067,000 Land $411,800 Building $655,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 478 Bay Point Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 12, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	10 (2007–2013)
Claims Outside the SFHA	8 of 10
Most Recent Claim	Aug 2013 · other causes
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 478 Bay Point Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.5% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALLATIN WATER DEPARTMENT serves 65,964 people · EPA ID TN0000253
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20