21156 Cumberland Dr, Macomb, MI 48044 Property Records

Macomb County property record for 21156 Cumberland Dr, Macomb, MI 48044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,071 sqft · built 1997
Lot Size	0.418 acres (18,208 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jan 2015)
Tax Bill	$5,123 (2025)
Deeds & Mortgages	Mar 2026 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-08-22-379-044`

Property Details

APN / Parcel Number

Primary APN	`20-08-22-379-044`
Alternative APN	`0822379044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Stories	1 Story
Building Area	2,071 sqft Living Area
1st Floor Area	2,053 sqft
Basement Area	2,053 sqft
Unfinished Basement	2,053 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1998
Architectural Style	Ranch
Exterior Material	Brick
Lot Area	18,208 sqft (0.418 acres)
Lot Dimensions	200 ft deep x 91 ft wide
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	21156 CUMBERLAND DR
City	MACOMB
State	MI
Zip	48044-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DEERFIELD PARK SUB #2 LOT 96 LIBER: 117 PAGES: 28-33
Legal Subdivision	DEERFIELD PARK SUB
Legal Lot Number	96
Jurisdiction	MACOMB MI
Township / Civil Division	MACOMB
Census Block Group	2
Census Block	2028
Census Tract	224002

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21156 CUMBERLAND DR, MACOMB, MI 48044-1831
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC
May 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2015 · Amount on Record
Deed Sale	Jan 29, 2015 · Amount on Record
Prior Sale	Jul 10, 2008 · Amount on Record
Deed Document Number	20155011089
Deed Book / Page	23222 / 945
Last Transfer Date	Nov 22, 2024
Transfer Doc	0000103218
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21156 CUMBERLAND DR, MACOMB, MI 48044-1831
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21156 CUMBERLAND DR, MACOMB, MI 48044-1831

Mortgage

Document Number	2600018379
Date	Mar 3, 2026
Book Page	30541/876
Instrument	202600018379

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	21156 CUMBERLAND DR, MACOMB, MI 48044-1831
Transaction Type	Mortgage
Record Updated	Oct 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000059743
Date	May 20, 2020
Book Page	26719/218
Instrument	2059743

Lender

Name	FIRST SAVINGS BANK
Type	Bank
Address	CLARKSVILLE, IN 47129

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Macomb Township
Unified School District	Chippewa Valley Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,800 (+4.51%)	$435,600 (+4.51%)
2025	$5,123.00 (+13.14%) Homeowner's exemption	$208,400 (+12.04%)	$416,800 (+12.04%)
2023		$186,000	$372,000
2022	$4,528.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MACOMB TOWNSHIP serves 90,000 people · EPA ID MI0003990
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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