4944 Whispering Way, Eagan (Saint Paul), MN 55122 Property Records

Dakota County property record for 4944 Whispering Way, Eagan, MN 55122

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,572 sqft · built 2004
Lot Size0.282 acres (12,299 sqft)
Owner2 Individual Names on File
Last Sale$449,995 (Dec 2004)
Tax Bill$8,582 (2025)
Deeds & MortgagesNov 2023 Mortgage
Jan 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN10-83960-01-150

Property Details

APN / Parcel Number

Primary APN10-83960-01-150

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,572 sqft Living Area
Gross Area4,444 sqft
1st Floor Area1,419 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeWood
Lot Area12,299 sqft (0.282 acres)
Garage TypeAttached
Garage Area872 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address4944 WHISPERING WAY
CitySAINT PAUL
StateMN
Zip55122-4057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPERING WOODS 11TH ADD 15 1
Legal SubdivisionWHISPERING WOODS 11TH ADD
Legal Block1
Legal Lot Number150
JurisdictionDAKOTA MN
Township / Civil DivisionEAGAN
Census Block Group1
Census Block1008
Census Tract60744

Owner

Source: Dakota County records · APN 10-83960-01-150

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4944 WHISPERING WAY, SAINT PAUL, MN 55122-4057
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2023Deed of Trust, Mortgage
TRUSTONE FINANCIAL CU
Jan 24, 2017Deed of Trust, Mortgage · Line of Credit
TRUSTONE FINANCIAL FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 21, 2004 · Amount on Record
Deed SaleDec 21, 2004 · Amount on Record
Prior SaleMar 08, 2004 · Amount on Record
Deed Document Number2004220399
Record UpdatedSep 20, 2026

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address4944 WHISPERING WAY, EAGAN, MN 55122-4057
Transaction TypeMortgage
Record UpdatedDec 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003609715
DateNov 14, 2023
Instrument3609715
Lender
NameTRUSTONE FINANCIAL CU
TypeCredit Union
AddressMINNEAPOLIS, MN 55447
Agreement
AmountAmount Recorded
Term240 Months
DueNov 25, 2043

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address4944 WHISPERING WAY, EAGAN, MN 55122-4057
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003173994
DateJan 24, 2017
Instrument3173994
Lender
NameTRUSTONE FINANCIAL FCU
TypeCredit Union
AddressMINNEAPOLIS, MN 55447
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJan 23, 2027
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Dakota County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDakota County
MunicipalityEagan City
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,582.00 (+35.49%)$700,700 (+17.23%) Land $188,400 Building $512,300$700,700 (+17.23%) Land $188,400 Building $512,300
2023$6,334.00 Homeowner's exemption
2022$597,700 Land $181,100 Building $416,600$597,700 Land $181,100 Building $416,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: LTD Broadband, Spectrum.

Based on FCC filings for 269 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemEagan
serves 68,223 people
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Whispering Way

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