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4940 Whispering Way, Eagan (Saint Paul), MN 55122 Property Records

Dakota County property record for 4940 Whispering Way, Eagan, MN 55122

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,754 sqft · built 2004
Lot Size0.302 acres (13,149 sqft)
Owner2 Individual Names on File
Last Sale$452,000 (Nov 2017)
Tax Bill$8,706 (2025)
Deeds & MortgagesApr 2021 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10-83960-01-140

Property Details

APN / Parcel Number

Primary APN10-83960-01-140

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,754 sqft Living Area
Gross Area4,626 sqft
1st Floor Area1,564 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Construction TypeWood
Lot Area13,149 sqft (0.302 acres)
Garage TypeAttached
Garage Area872 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address4940 WHISPERING WAY
CitySAINT PAUL
StateMN
Zip55122-4057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWHISPERING WOODS 11TH ADD 14 1
Legal SubdivisionWHISPERING WOODS 11TH ADD
Legal Block1
Legal Lot Number140
JurisdictionDAKOTA MN
Township / Civil DivisionEAGAN
Census Block Group1
Census Block1008
Census Tract60744

Owner

Source: Dakota County records · APN 10-83960-01-140

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4940 WHISPERING WAY, SAINT PAUL, MN 55122-4057
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Nov 28, 2017Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 28, 2017 · Amount on Record
Deed SaleNov 28, 2017 · Amount on Record
Prior SaleJan 20, 2005 · Amount on Record
Deed Document Number20173224941
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDAKOTA MN
Property Address4940 WHISPERING WAY, EAGAN, MN 55122-4057
Transaction TypeMortgage
Record UpdatedApr 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003455259
DateApr 14, 2021
Instrument3455259
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term232 Months
DueAug 01, 2040

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDAKOTA MN
Recording DateNov 28, 2017
Property Address4940 WHISPERING WAY, EAGAN, MN 55122-4057
Document Number0003224941
Instrument DateNov 10, 2017
Instrument3224941
Transaction TypeTransfer
Record UpdatedApr 22, 2022
Title CompanyCITIES TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,491.60
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4940 WHISPERING WAY, EAGAN, MN 55122-4057

Mortgage

Document Number0003224942
DateNov 28, 2017
Instrument3224942
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2047

Tax Assessment & Valuation

Source: Dakota County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyDakota County
MunicipalityEagan City
Unified School DistrictRosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$8,706.00$709,600 Land $188,400 Building $521,200$709,600 Land $188,400 Building $521,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dakota County (27037C), updated October 4, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270370607441, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 269 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: LTD Broadband, Spectrum.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemEagan
serves 68,223 people
Water SourceGroundwater
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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