4927 Whispering Way, Eagan (Saint Paul), MN 55122 Property Records

Dakota County property record for 4927 Whispering Way, Eagan, MN 55122

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,761 sqft · built 2019
Lot Size	0.302 acres (13,156 sqft)
Owner	2 Individual Names on Record
Last Sale	$123,000 (Oct 2018)
Tax Bill	$8,908 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Nov 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-83960-01-050`

Property Details

APN / Parcel Number

Primary APN	`10-83960-01-050`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,761 sqft Living Area
Gross Area	4,596 sqft
1st Floor Area	1,288 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Wood
Lot Area	13,156 sqft (0.302 acres)
Garage Type	Attached
Garage Area	835 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	4927 WHISPERING WAY
City	SAINT PAUL
State	MN
Zip	55122-4033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING WOODS 11TH ADD 5 1
Legal Subdivision	WHISPERING WOODS 11TH ADD
Legal Block	1
Legal Lot Number	50
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	1
Census Block	1008
Census Tract	60744

Owner

Source: Dakota County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2730 RIVER WOODS LN, BURNSVILLE, MN 55337-3340
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2020	Deed of Trust, Mortgage · Line of Credit WINGS FINANCIAL CU
Nov 7, 2019	Loan Modification, Mortgage NEW MARKET BK
Oct 19, 2018	Warranty Deed, Construction Loan · Construction Mortgage NEW MARKET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2018 · Amount on Record
Deed Sale	Oct 19, 2018 · Amount on Record
Deed Document Number	20183276524
Prior Transfer Date	Jan 2, 2001
Prior Transfer Doc	0003166173
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	4927 WHISPERING WAY, EAGAN, MN 55122-4033
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003366516
Date	Apr 27, 2020
Instrument	3366516

Lender

Name	WINGS FINANCIAL CU
Type	Credit Union
Address	SAINT PAUL, MN 55124

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 26, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DAKOTA MN
Property Address	4927 WHISPERING WAY, EAGAN, MN 55122-4033
Document Number	0003338746
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Dec 4, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4927 WHISPERING WAY EAGAN MN 55122, EAGAN, MN 55122

Mortgage

Document Number	0003338746
Date	Nov 19, 2019
Instrument	3338746

Lender

Name	NEW MARKET BK
Type	Bank
Address	LAKEVILLE, MN 55044

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Nov 18, 2020

Interest

Rate Type	Fixed Rate
Rate	3.5%

October 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Oct 19, 2018
Property Address	4927 WHISPERING WAY, EAGAN, MN 55122-4033
Document Number	0003276524
Instrument Date	Oct 18, 2018
Instrument	3276524
Transaction Type	Construction Loan
Record Updated	Apr 22, 2022
Title Company	DCA TITLE

Transaction

Amount	Amount Recorded
Tax	$405.90
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2730 RIVER WOODS LN, BURNSVILLE, MN 55337-3340

Mortgage

Document Number	0003276525
Date	Oct 19, 2018
Instrument	3276525

Lender

Name	NEW MARKET BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Dakota County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,908.00	$724,200 Land $188,400 Building $535,800	$724,200 Land $188,400 Building $535,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 92% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Eagan serves 68,223 people · EPA ID MN1190007
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: GigFire, Spectrum.

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