4910 SE Pine Ridge Way, Stuart, FL 34997 Property Records

Martin County property record for 4910 SE Pine Ridge Way, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,268 sqft · built 1976
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Individual Names on File
Last Sale	$257,000 (Apr 2018)
Tax Bill	$3,858 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`48-38-41-007-000-0005.0-5-0000`

Property Details

APN / Parcel Number

Primary APN	`48-38-41-007-000-0005.0-5-0000`
Alternative APNs	`48-38-41-007-000-00050-5` `38657`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,268 sqft Living Area
Gross Area	1,945 sqft
1st Floor Area	1,268 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1991
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,500 sqft (0.264 acres)
Garage Type	Attached
Garage Area	377 sqft
Parking Spaces	1 Parking Space
Porch	Screened Concrete Masonry Porch
Porch Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	38657
Street Address	4910 SE PINE RIDGE WAY
City	STUART
State	FL
Zip	34997-6982
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	PINE RIDGE GARDENS UNREC BEG SW COR LOT 40 & NELY ALG S/LN 273.53 FOR POB.. N23-42-45W 150.28 N75-40E 63.05 NELY PARALLEL S LOT LN 17.79 S23-42-45E 140 SWLY 80 TO POB. (LOT 5)
Legal Range	41E
Legal Township	38S
Legal Section	48
Legal Subdivision	PINE RIDGE GARDENS UNRECORDED
Legal Block	1
Legal Lot Number	40
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	1
Census Block	1014
Census Tract	1302

Owner

4910 SE Pine Ridge Way is owned and occupied by two individuals who bought it in April 2018.

Source: Martin County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4910 SE PINE RIDGE WAY, STUART, FL 34997-6982
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2018 · Amount on File
Deed Sale	Apr 24, 2018 · Amount on File
Prior Sale	Mar 13, 2006 · Amount on File
Deed Document Number	20182690685
Deed Book / Page	2988 / 370
Record Updated	Oct 29, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Apr 24, 2018
Property Address	4910 SE PINE RIDGE WAY, STUART, FL 34997-6982
Document Number	0029880370
Book / Page	002988 / 000370
Instrument Date	Apr 18, 2018
Instrument	2690685
Transaction Type	Transfer
Record Updated	May 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,799.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4910 SE PINE RIDGE WAY STUART FL 349976982, STUART, FL 34997-6982

Mortgage

Document Number	29880371
Date	Apr 24, 2018
Book Page	002988/000371
Instrument	2690686

Lender

Name	WFB NA
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4910 SE Pine Ridge Way was $3,858 with a homeowner's exemption, down 0.4% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,858.00 (-0.44%) Additional exemption filed	$257,543	$427,370 Land $240,000 Building $187,370
2024	$3,875.00 (+2.3%)
2023	$3,788.00 (+3.84%) Additional exemption filed	$242,996 (+3%)	$395,650 (+15.2%) Land $225,000 Building $170,650
2022	$3,648.00 Homeowner's exemption	$235,919	$343,440 Land $215,250 Building $128,190

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4910 SE Pine Ridge Way in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 167 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	253 units insured incl. 86 condo units
Nearby Flood Claims	16 (1994–2025)
Claims Outside the SFHA	6 of 16
Most Recent Claim	Oct 2025 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 5 claims Severe Flooding, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4910 SE Pine Ridge Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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