4940 Lerch Dr, Shady Side, MD 20764 Property Records

Anne Arundel County property record for 4940 Lerch Dr, Shady Side, MD 20764

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,206 sqft · built 1938
Lot Size	0.148 acres (6,450 sqft)
Owner	Individual Name on File
Last Sale	$351,000 (Nov 2019)
Tax Bill	$5,168 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`07-001-04289605`

Property Details

APN / Parcel Number

Primary APN	`07-001-04289605`
Alternative APNs	`7-001-04289605` `00104289605`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,206 sqft Living Area
1st Floor Area	898 sqft
Utility Area	63 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Architectural Style	Conventional
Exterior Material	Asbestos
Roof Material	Composition Shingle
Lot Area	6,450 sqft (0.148 acres)
View / Lot	Waterfront

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	264 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00104289605
Street Address	4940 LERCH DR
City	SHADY SIDE
State	MD
Zip	20764-9650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 25 26& 1450SQ FT BK 1 SC A 4940 LERCH DR AVALON SHORES
Legal Subdivision	AVALON SHORES
Legal Block	1
Legal Lot Number	25
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	3
Census Block	3000
Census Tract	707001

Owner

Source: Anne Arundel County records · APN 07-001-04289605

Assessment roll updated August 13, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4940 LERCH DR, SHADY SIDE, MD 20764-9650
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed of Trust, Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jul 17, 2023	Deed of Trust, Mortgage · VA Mortgage MIDFIRST BANK
Nov 01, 2019	Grant Deed, Transfer VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 01, 2019 · Amount on Record
Deed Sale	Nov 01, 2019 · Amount on Record
Deed Book / Page	33784 / 228
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	4940 LERCH DR, SHADY SIDE, MD 20764-9650
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0399530023
Date	Sep 25, 2023
Book Page	39953/23

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Amount	Amount Recorded

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	4940 LERCH DR, SHADY SIDE, MD 20764-9650
Transaction Type	Mortgage
Record Updated	Aug 03, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4940 LERCH DR, SHADY SIDE, MD 20764-9650

Mortgage

Document Number	0397940131
Date	Jul 17, 2023
Book Page	39794/131

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	436 Months
Due	Nov 01, 2059

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 01, 2019
Property Address	4940 LERCH DR, SHADY SIDE, MD 20764-9650
Document Number	0337840228
Book / Page	033784 / 000228
Instrument Date	Oct 23, 2019
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	STEWART TITLE, STEWART TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$351.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4940 LERCH DR SHADY SIDE MD 207649650, SHADY SIDE, MD 20764-9650

Mortgage

Document Number	337840234
Date	Nov 01, 2019
Book Page	033784/000234

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 31, 2049

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,168.00 (+19.24%) Homeowner's exemption	$423,767 (+6.77%)	$437,200 (+10.15%) Land $290,000 Building $147,200
2023	$4,334.00 Homeowner's exemption	$396,900 Land $290,000 Building $106,900	$396,900 Land $290,000 Building $106,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 135 policies
Nearby Flood Policies	135 in force
Nearby Flood Claims	242 (1979–2024)
Claims Outside the SFHA	12 of 242
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 211 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 349 locations within half a mile of this property.

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