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4945 Lerch Dr, Shady Side, MD 20764 Property Records

Anne Arundel County property record for 4945 Lerch Dr, Shady Side, MD 20764

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,674 sqft · built 1992
Lot Size0.173 acres (7,525 sqft)
Owner2 Individual Names on Record
Last Sale$245,000 (Jan 2004)
Tax Bill$3,467 (2025)
Deeds & MortgagesJun 2021 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-001-90058994

Property Details

APN / Parcel Number

Primary APN07-001-90058994
Alternative APNs
  • 700190058994
  • 00190058994

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,674 sqft Living Area
1st Floor Area968 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,525 sqft (0.173 acres)
Garage TypeCarport
Garage Area252 sqft
CarportCarport
Carport Area252 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area96 sqft
Deck Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number00190058994
Street Address4945 LERCH DR
CitySHADY SIDE
StateMD
Zip20764-9649
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLT 22R BK 10 SC A AVALON SHORES
Legal SubdivisionAVALON SHORES
Legal Block10
Legal Lot Number22R
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group3
Census Block3022
Census Tract707001

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address4945 LERCH DR, SHADY SIDE, MD 20764-9649
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2021Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Jul 10, 2020Deed of Trust, Mortgage · VA Mortgage
INTERCONTINENTAL CAP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2004 · Amount on Record
Deed SaleJan 8, 2004 · Amount on Record
Prior SaleJun 7, 2002 · Amount on Record
Deed Document Number200419727
Deed Book / Page14271 / 96
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address4945 LERCH DR, SHADY SIDE, MD 20764-9649
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyBOSTON NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4945 LERCH DR, SHADY SIDE, MD 20764-9649

Mortgage

Document Number0370610267
DateJun 25, 2021
Book Page37061/267
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueMay 1, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address4945 LERCH DR, SHADY SIDE, MD 20764-9649
Document Number0349870168
Instrument DateJul 10, 2020
Transaction TypeMortgage
Record UpdatedSep 1, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4945 LERCH DR SHADY SIDE MD 207649649, SHADY SIDE, MD 20764-9649

Mortgage

Document Number0349870168
DateAug 3, 2020
Book Page034987/000168
Lender
NameINTERCONTINENTAL CAP
TypeFunding / Finance Company
AddressMELVILLE, NY 11747
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 2, 2050

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$348,100 (+20.78%) Land $136,100 Building $212,000$348,100 (+20.78%) Land $136,100 Building $212,000
2025$3,467.00 (+29.61%)
2023$2,675.00 Homeowner's exemption$288,200 Land $136,100 Building $152,100$288,200 Land $136,100 Building $152,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 135 policies
Nearby Flood Policies135 in force
Nearby Flood Claims242 (1979–2024)
Claims Outside the SFHA12 of 242
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber		980 / 880
T-Mobile
Fixed Wireless		100 / 20

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