4932 Lerch Dr, Shady Side, MD 20764 Property Records

Anne Arundel County property record for 4932 Lerch Dr, Shady Side, MD 20764

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,920 sqft · built 2020
Lot Size	0.192 acres (8,368 sqft)
Owner	2 Individual Names on Record
Last Sale	$765,000 (Oct 2023)
Tax Bill	$7,693 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2023 Sale & Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`07-001-00376600`

Property Details

APN / Parcel Number

Primary APN	`07-001-00376600`
Alternative APNs	`700100376600` `00100376600`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,920 sqft Living Area
Gross Area	2,320 sqft
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,368 sqft (0.192 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Deck Area	440 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	00100376600
Street Address	4932 LERCH DR
City	SHADY SIDE
State	MD
Zip	20764-9650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LTS 19 20 21 BK 1 AVALON SHORES
Legal Subdivision	AVALON SHORES
Legal Block	1
Legal Lot Number	19
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	7
Census Block Group	3
Census Block	3000
Census Tract	707001

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4932 LERCH DR, SHADY SIDE, MD 20764-9650
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Deed of Trust, Mortgage · VA Mortgage LOANLEADERS OF AMERICA INC
Oct 27, 2023	Deed, Transfer · VA Mortgage LOANLEADERS OF AMERICA INC
Jun 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage VELLUM MORTGAGE LLC
Jun 29, 2020	Deed of Trust, Mortgage CALIBER HM LOANS
Mar 15, 2019	Grant Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2023 · Amount on Record
Deed Sale	Oct 27, 2023 · Amount on Record
Prior Sale	Mar 15, 2019 · Amount on Record
Deed Book / Page	40027 / 286
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	4932 LERCH DR, SHADY SIDE, MD 20764-9650
Transaction Type	Mortgage
Record Updated	Oct 6, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4932 LERCH DR, SHADY SIDE, MD 20764-9650

Mortgage

Document Number	0416470343
Date	Sep 16, 2025
Book Page	41647/343

Lender

Name	LOANLEADERS OF AMERICA INC
Type	Mortgage Company
Address	NEWPORT BEACH, CA 92660

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 27, 2023
Property Address	4932 LERCH DR, SHADY SIDE, MD 20764-9650
Document Number	0400270286
Book / Page	40027 / 286
Map Reference	MB 8 PL 36
Instrument Date	Oct 23, 2023
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	NOT AVAILABLE, CERTIFIED TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,912.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4932 LERCH DR, SHADY SIDE, MD 20764-9650

Mortgage

Document Number	0040027294
Date	Oct 27, 2023
Instrument	40027/294

Lender

Name	LOANLEADERS OF AMERICA INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	4932 LERCH DR, SHADY SIDE, MD 20764-9650
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	INTERSTATE T&E LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0388630364
Date	Jun 22, 2022
Book Page	38863/364

Lender

Name	VELLUM MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	4932 LERCH DR, SHADY SIDE, MD 20764-9650
Document Number	0348710188
Instrument Date	Jun 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	INTERSTATE TITLE, INTERSTATE TITLE & ESCROW INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4932 LERCH DR SHADY SIDE MD 207649650, SHADY SIDE, MD 20764-9650

Mortgage

Document Number	0348710188
Date	Jul 9, 2020
Book Page	034871/000188

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2050

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 15, 2019
Property Address	4932 LERCH DR, SHADY SIDE, MD 20764-9650
Document Number	0329570075
Book / Page	032957 / 000075
Instrument Date	Feb 15, 2019
Transaction Type	Transfer
Record Updated	May 24, 2019
Title Company	INTERSTATE TITLE, INTERSTATE TITLE & ESCROW INC

Transaction

Amount	Amount Recorded
Tax	$265.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4932 LERCH DR SHADY SIDE MD 207649650, SHADY SIDE, MD 20764-9650

Mortgage

Document Number	329570080
Date	Mar 15, 2019
Book Page	032957/000080

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2049

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$683,600 (+19.78%) Land $300,500 Building $383,100	$683,600 (+19.78%) Land $300,500 Building $383,100
2025	$7,693.00 (+23.44%)
2023	$6,232.00 Homeowner's exemption	$570,700 Land $300,500 Building $270,200	$570,700 Land $300,500 Building $270,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	5.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 135 policies
Nearby Flood Policies	135 in force
Nearby Flood Claims	242 (1979–2024)
Claims Outside the SFHA	12 of 242
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Isabel, Sep 2003 · 211 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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