4940 Cardinal Dr, Salisbury, MD 21804 Property Records

Wicomico County property record for 4940 Cardinal Dr, Salisbury, MD 21804

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,947 sqft · built 1976
Lot Size	2.79 acres (121,532 sqft)
Owner	Individual Name on Record
Last Sale	$369,000 (Jul 2026)
Tax Bill	$2,261 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-011370`

Property Details

APN / Parcel Number

Primary APN	`08-011370`
Alternative APN	`011370`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,947 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	121,532 sqft (2.79 acres)
Garage Type	Detached
Garage Area	144 sqft

Exterior Amenities

Porch	Slab
Porch Area	290 sqft
Deck Area	251 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	011370
Street Address	4940 CARDINAL DR
City	SALISBURY
State	MD
Zip	21804-2706
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BL-C L-23 2.79 AC 4940 CARDINAL DR HOLLYWOOD 2 PLAT
Legal Subdivision	HOLLYWOOD
Legal Block	C
Legal Lot Number	23
Jurisdiction	WICOMICO MD
Township / Civil Division	8, NUTTERS
Census Block Group	1
Census Block	1008
Census Tract	10605

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4940 CARDINAL DR, SALISBURY, MD 21804-2706
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Aug 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK
Aug 4, 2017	Deed, Transfer · FHA Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2026 · Amount on Record
Deed Sale	Jul 16, 2026 · Amount on Record
Prior Sale	Aug 4, 2017 · Amount on Record
Deed Book / Page	5751 / 114
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Jul 16, 2026
Property Address	4940 CARDINAL DR, SALISBURY, MD 21804-2706
Document Number	5751000114
Book / Page	5751 / 114
Instrument Date	Jun 30, 2026
Transaction Type	Transfer
Record Updated	Jul 28, 2026
Title Company	BRIGHT TITLE & SETTLEMENT SVCS LLC, BRIGHT TITLE AND SETTLEMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$37,269.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4940 CARDINAL DR, SALISBURY, MD 21804-2706
Investor	Possibly a Property Investor

Mortgage

Document Number	5751000122,
Date	Jul 16, 2026
Book Page	5751/122

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	4940 CARDINAL DR, SALISBURY, MD 21804-2706
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	CHAMPION TITLE & STLMTS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0049250456
Date	Aug 25, 2021
Book Page	4925/456

Lender

Name	AMERIS BANK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Aug 4, 2017
Property Address	4940 CARDINAL DR, SALISBURY, MD 21804-2706
Document Number	0042060212
Book / Page	4206 / 212
Map Reference	LB J W T S782 FO21
Instrument Date	Jul 28, 2017
Instrument	4206-212
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	TITLE RESOURCES GUARANTY CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4940 CARDINAL DR, SALISBURY, MD 21804-2706

Mortgage

Document Number	4206219
Date	Aug 4, 2017
Instrument	4206-219

Lender

Name	FIDELITY BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$264,767 (+4.82%)	$289,100 (+14.45%) Land $44,400 Building $244,700
2025	$2,261.00 (+5.21%) Homeowner's exemption	$252,600 (+14.51%) Land $44,400 Building $208,200	$252,600 (-) Land $44,400 Building $208,200
2023	$2,149.00 Homeowner's exemption	$220,600	$252,600 Land $44,400 Building $208,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 87% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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