4905 Cardinal Dr, Salisbury, MD 21804 Property Records

Wicomico County property record for 4905 Cardinal Dr, Salisbury, MD 21804

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,884 sqft · built 1991
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (Oct 2021)
Tax Bill	$2,273 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-029989`

Property Details

APN / Parcel Number

Primary APN	`08-029989`
Alternative APN	`029989`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,884 sqft Total Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Porch	Slab
Porch Area	240 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	029989
Street Address	4905 CARDINAL DR
City	SALISBURY
State	MD
Zip	21804-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AIR
Legal Description	L 19B-1 AC 4905 CARDINAL DR RESUB HOLLYWOOD 2
Legal Subdivision	HOLLYWOOD SEC 02
Legal Lot Number	19B
Jurisdiction	WICOMICO MD
Township / Civil Division	8, NUTTERS
Census Block Group	1
Census Block	1008
Census Tract	10605

Owner

4905 Cardinal Dr is owned and occupied by two individuals who bought it in October 2021.

Source: Wicomico County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4905 CARDINAL DR, SALISBURY, MD 21804-2707
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2021 · Amount on File
Deed Sale	Oct 12, 2021 · Amount on File
Prior Sale	Jun 15, 2010 · Amount on File
Deed Book / Page	4959 / 72
Record Updated	Oct 29, 2026

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	WICOMICO MD
Recording Date	Oct 12, 2021
Property Address	4905 CARDINAL DR, SALISBURY, MD 21804-2707
Document Number	0049590072
Book / Page	4959 / 72
Map Reference	CAB MSB 9 FO 19-75
Instrument Date	Oct 6, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	SAGE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4905 CARDINAL DR, SALISBURY, MD 21804-2707

Mortgage

Document Number	0000495978
Date	Oct 12, 2021
Instrument	4959/78

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4905 Cardinal Dr was $2,273.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,400	$277,000 Land $40,000 Building $237,000
2025	$2,273.00
2023	$1,795.00	$179,967	$240,100 Land $40,000 Building $200,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4905 Cardinal Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4905 Cardinal Dr is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 87% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cardinal Dr

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