4889 Cardinal Dr, Salisbury, MD 21804 Property Records

Wicomico County property record for 4889 Cardinal Dr, Salisbury, MD 21804

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,807 sqft · built 1978
Lot Size	3.42 acres (148,975 sqft)
Owner	Individual Name on Record
Last Sale	$233,000 (Nov 2007)
Tax Bill	$2,051 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jan 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`08-012571`

Property Details

APN / Parcel Number

Primary APN	`08-012571`
Alternative APN	`012571`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,807 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	148,975 sqft (3.42 acres)

Exterior Amenities

Porch	Slab
Porch Area	42 sqft
Deck Area	330 sqft
Shed	1 Shed
Shed Area	960 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	012571
Street Address	4889 CARDINAL DR
City	SALISBURY
State	MD
Zip	21804-2705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	BL B L 18-3.42 AC 4889 CARDINAL DR HOLLYWOOD 2 PLAT
Legal Subdivision	T W SAUNDERS CLS
Legal Block	B
Legal Lot Number	18
Jurisdiction	WICOMICO MD
Township / Civil Division	8, NUTTERS
Census Block Group	1
Census Block	1008
Census Tract	10605

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4889 CARDINAL DR, SALISBURY, MD 21804-2705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2018	Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV
Jan 24, 2018	Loan Modification, Mortgage · FHA Mortgage PNC BK/OH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2007 · Amount on Record
Deed Sale	Nov 16, 2007 · Amount on Record
Prior Sale	Feb 17, 2006 · Amount on Record
Deed Document Number	200780704
Deed Book / Page	2867 / 469
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	4889 CARDINAL DR, SALISBURY, MD 21804-2705
Document Number	0042900383
Instrument Date	Jan 24, 2018
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4889 CARDINAL DR SALISBURY MD 218042705, SALISBURY, MD 21804-2705

Mortgage

Document Number	0042900383
Date	Feb 22, 2018
Book Page	004290/000383

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 21, 2048

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WICOMICO MD
Property Address	4889 CARDINAL DR, SALISBURY, MD 21804-2705
Document Number	0042920021
Instrument Date	Jan 24, 2018
Transaction Type	Mortgage
Record Updated	Mar 9, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	4889 CARDINAL DR SALISBURY MD 218042705, SALISBURY, MD 21804-2705

Mortgage

Document Number	0042920021
Date	Feb 26, 2018
Book Page	004292/000021

Lender

Name	PNC BK/OH
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2048

Interest

Rate	4.12%

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,100 (+19.13%)	$246,300 (+14.03%) Land $46,000 Building $200,300
2025	$2,051.00 (+8.35%)
2023	$1,893.00	$189,800	$216,000 Land $46,000 Building $170,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 86% of Maryland
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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