494 Peninsula Dr, Mill Spring, NC 28756 Property Records

Polk County property record for 494 Peninsula Dr, Mill Spring, NC 28756

Property Summary

Property Type	Other Improved
Lot Size	0.97 acres (42,256 sqft)
Owner	Individual Name on Record
Last Sale	$1,065,000 (Oct 2022)
Tax Bill	$3,688 (2025)
Deeds & Mortgages	Oct 2022 Sale & Mortgage Jul 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`P54-251`

Property Details

APN / Parcel Number

Primary APN	`P54-251`
Alternative APN	`55153`

Exterior

Lot Area	42,256 sqft (0.97 acres)

Location & Zoning

Account Number	55153
Street Address	494 PENINSULA DR
City	MILL SPRING
State	NC
Zip	28756
Property Category	Other
Property Type	Other > Other Improved
Local Zoning Code	OPEN
Legal Description	LOT 41 PHASE 2 SECT L, LAKE ADGER, 0M08 MOUNTAIN PARK 09
Legal Subdivision	MOUNTAIN PARK
Legal Phase	2
Legal Lot Number	41
Jurisdiction	POLK NC
Township / Civil Division	COOPER GAP
Census Block Group	3
Census Block	3027
Census Tract	920201

Owner

Source: Polk County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	156 OLDFIELD WAY, BLUFFTON, SC 29909-7013
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Jul 7, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2022 · Amount on Record
Deed Sale	Oct 12, 2022 · Amount on Record
Prior Sale	Jul 7, 2017 · Amount on Record
Deed Book / Page	473 / 1608
Prior Transfer Date	Sep 24, 2007
Prior Transfer Doc	00358/1240
Record Updated	Jun 8, 2026

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Oct 12, 2022
Property Address	494 PENINSULA DR, MILL SPRING, NC 28756-4804
Document Number	00473/1608
Book / Page	473 / 1608
Map Reference	FILE F PG 1507
Instrument Date	Sep 20, 2022
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2320 MYRTLE AVE, 2320, SULLIVANS ISLAND, SC 29482-8652

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	156 OLDFIELD WAY, BLUFFTON, SC 29909-7013
Investor	Possibly a Property Investor

Mortgage

Document Number	0004731613
Date	Oct 12, 2022
Instrument	473/1613

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 7, 2017
Property Address	494 PENINSULA DR, MILL SPRING, NC 28756-4804
Document Number	00427/1345
Book / Page	427 / 1345
Instrument Date	Jul 1, 2017
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 919, POUNDING MILL, VA 24637-0919

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12009 WILLINGDON RD, HUNTERSVILLE, NC 28078-5522

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,688.00 (+34.65%)	$734,273 (+72.26%) Land $195,000 Building $539,273	$734,273 (+72.26%) Land $195,000 Building $539,273
2023	$2,739.00	$426,253 Land $100,000 Building $326,253
2021			$426,253 Land $100,000 Building $326,253

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · above 51% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

May also be available: Skyrunner, Spectrum, Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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