455 Peninsula Dr, Mill Spring, NC 28756 Property Records

Polk County property record for 455 Peninsula Dr, Mill Spring, NC 28756 · Last verified August 2026

Property Summary

Property Type	Other Improved
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$142,000 (Oct 2018)
Tax Bill	$4,459 (2025)
Deeds & Mortgages	Dec 2023 Transfer May 2021 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`P54-249`

Property Details

APN / Parcel Number

Primary APN	`P54-249`
Alternative APN	`54077`

Exterior

Lot Area	47,916 sqft (1.1 acres)

Location & Zoning

Account Number	54077
Street Address	455 PENINSULA DR
City	MILL SPRING
State	NC
Zip	28756-4804
Property Category	Other
Property Type	Other > Other Improved
Legal Description	LOT 39 PHASE 2 SECTION L, LAKE ADGER, 0M08 MOUNTAIN PARK 09
Legal Subdivision	MOUNTAIN PARK
Legal Phase	2
Legal Lot Number	39
Jurisdiction	POLK NC
Township / Civil Division	COOPER GAP
Census Block Group	3
Census Block	3027
Census Tract	920201

Owner

Source: Polk County records · APN P54-249

Assessment roll updated September 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	455 PENINSULA DR, MILL SPRING, NC 28756-4804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2023	Intrafamily Transfer, Transfer
May 20, 2021	Intrafamily Transfer, Transfer · Construction Mortgage HOMETRUST BANK
Sep 15, 2020	Warranty Deed, Transfer
Oct 02, 2018	Warranty Deed, Transfer
Dec 15, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 02, 2018 · Amount on Record
Deed Sale	Oct 02, 2018 · Amount on Record
Prior Sale	Dec 15, 2017 · Amount on Record
Deed Book / Page	436 / 1044
Last Transfer Date	Dec 28, 2023
Transfer Doc	00482/1624
Record Updated	Sep 20, 2026

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	Dec 29, 2023
Property Address	455 PENINSULA DR, MILL SPRING, NC 28756
Document Number	00482/1624
Book / Page	482 / 1624
Map Reference	FILE E PG 1138
Instrument Date	Dec 28, 2023
Transaction Type	Transfer
Record Updated	Jan 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9305 HAMILTON DR, FAIRFAX, VA 22031-3041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9305 HAMILTON DR, FAIRFAX, VA 22031-3041

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	POLK NC
Recording Date	May 20, 2021
Property Address	455 PENINSULA DR, MILL SPRING, NC 28756-4804
Document Number	00459/1443
Book / Page	459 / 1443
Map Reference	CARD E PG 1138
Instrument Date	May 19, 2021
Transaction Type	Transfer
Record Updated	Nov 08, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	9305 HAMILTON DR, FAIRFAX, VA 22031-3041
Investor	Possibly a Property Investor

Mortgage

Document Number	0004591448
Date	May 20, 2021
Instrument	459/1448

Lender

Name	HOMETRUST BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jun 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Type Change Date	Jun 01, 2029
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	8.75%
Index	Other
Margin	3
Max Rate	8.75%

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Sep 15, 2020
Property Address	455 PENINSULA DR, MILL SPRING, NC 28756
Document Number	00451/2257
Book / Page	451 / 2257
Map Reference	CARD E PG 1138
Instrument Date	Sep 09, 2020
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6053 NW 63RD WAY, PARKLAND, FL 33067-1523

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9305 HAMILTON DR, FAIRFAX, VA 22031-3041

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Oct 02, 2018
Property Address	455 PENINSULA DR, MILL SPRING, NC 28756-4804
Document Number	00436/1044
Book / Page	436 / 1044
Instrument Date	Sep 28, 2018
Transaction Type	Transfer
Record Updated	Nov 08, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6053 NW 63RD WAY, PARKLAND, FL 33067-1523

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Dec 15, 2017
Property Address	455 PENINSULA DR, MILL SPRING, NC 28756-4804
Document Number	00430/1234
Book / Page	430 / 1234
Instrument Date	Dec 13, 2017
Transaction Type	Transfer
Record Updated	Nov 08, 2022

Transaction

Amount	Amount Recorded
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1405 S COUNTY RD, 1405, DILLSBORO, IN 47018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3000 NE 48TH ST, FT LAUDERDALE, FL 33308-4927

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,459.00 (+89.83%)	$887,689 (+142.88%) Land $195,000 Building $692,689	$887,689 (+142.88%) Land $195,000 Building $692,689
2023	$2,349.00 (+163.05%)	$365,489 (+154.85%) Land $100,600 Building $264,889
2022	$893.00	$143,416 Land $100,600 Building $42,816
2021			$365,489 Land $100,600 Building $264,889

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 37% of the US · above 52% of North Carolina
Wildfire Likelihood	About 1 in 1,563 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

455 Peninsula Dr, Mill Spring, NC 28756 Property Records

Property Summary

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2023: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

May 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

September 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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