396 Peninsula Dr, Mill Spring, NC 28756 Property Records

Polk County property record for 396 Peninsula Dr, Mill Spring, NC 28756 · Last verified October 2025

Property Highlights

Property Type	Other > Other Improved
Lot Size	44,431 sqft (1.02 acres)
Last Sale	$105,000 (2020)
Tax Bill	$3,074.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`P54-254`
Alternative APN	`55668`

Exterior

Lot Area	44,431 sqft (1.02 acres)

Location & Zoning

Account Number	55668
Street Address	396 PENINSULA DR
City	MILL SPRING
State	NC
Zip	28756-0620
Property Usage	Other Property Usage
Type	Other > Other Improved
Legal Description	LOT 44 PHASE 2 SECT L, LAKE ADGER, 0M08 MOUNTAIN PARK 09
Legal Subdivision	MOUNTAIN PARK
Legal Phase	2
Legal Lot Number	44
Jurisdiction	POLK NC
Minor Civil Division	COOPER GAP
Census Blockgroup	3
Census Block	3027
Census Tract	920201

Owner

Source: Polk County records · APN P54-254

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3 CREEK ARBOR CT, GREENVILLE, SC 29607-6420
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2020	Warranty Deed, Transfer · Stand Alone First Mortgage HOMETRUST BANK
Jan 12, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 10, 2020 · Amount on Record
Deed Sale	Feb 10, 2020 · Amount on Record
Prior Sale	Jan 12, 2018 · Amount on Record
Deed Doc Number	0004461248
Deed Book / Page	446 / 1248
Record Refreshed	Jun 08, 2026

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Feb 10, 2020
Property Address	396 PENINSULA DR, MILL SPRING, NC 28756-0620
Document Number	00446/1248
Book / Page	446 / 1248
Instrument Date	Jan 31, 2020
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CREEK ARBOR CT, GREENVILLE, SC 29607-6420

Mortgage

Document Number	0004461252
Date	Feb 10, 2020
Instrument	446/1252

Lender

Name	HOMETRUST BANK

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.6%
Type Change Date	Mar 01, 2031
Max Rate At Change	2.2%
Index	1-Month LIBOR

Mortgage

Document Number	00446/1248
Date	Feb 10, 2020
Book Page	446/1248

Lender

Name	HOMETRUST BANK

Agreement

Type	Adjustable Rate Mortgage (ARM)
Amount	Amount Recorded
Term	373 Months
Due	Mar 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.6%
Type Change Date	Mar 01, 2031
Index	1-Month LIBOR

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jan 12, 2018
Property Address	396 PENINSULA DR, MILL SPRING, NC 28756-0620
Document Number	00431/0242
Book / Page	431 / 0242
Instrument Date	Jan 10, 2018
Transaction Type	Transfer
Record Updated	Mar 10, 2023

Transaction

Amount	Amount Recorded
Tax	$284.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4207 RICHMOND PARK DR E, JACKSONVILLE, FL 32224-2225

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4430 NE 16TH AVE, OAKLAND PARK, FL 33334-5534

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,074.00 (+19.75%)	$611,882 (+53.17%) Land $195,000 Building $416,882	$611,882 (+53.17%) Land $195,000 Building $416,882
2023	$2,567.00	$399,469 Land $100,120 Building $299,349
2021			$399,469 Land $100,120 Building $299,349

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 37% of the US · above 52% of North Carolina
Wildfire Likelihood	About 1 in 1,563 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

396 Peninsula Dr, Mill Spring, NC 28756 Property Records

Property Highlights

Property Details

APN / Parcel Number

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

February 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Mortgage

Lender

Agreement

Interest

January 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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