Ashe County property record for 494 Olde Charter Cir, Jefferson, NC 28640
| Property Type | Single Family Home |
|---|---|
| Details | 2,382 sqft · built 2021 |
| Lot Size | 0.582 acres (25,352 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $40,000 (Dec 2019) |
| Tax Bill | $3,144 (2026) |
| Deeds & Mortgages | Mar 2022 Mortgage Dec 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09302-293-014 |
| Primary APN | 09302-293-014 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 15 Plumbing Fixtures |
|---|---|
| Building Area | 2,382 sqft Heated Area |
| Gross Area | 4,763 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Conventional |
| Lot Area | 25,352 sqft (0.582 acres) |
| Account Number | 109026 |
|---|---|
| Old Parcel Number | 09302293014 |
| Street Address | 494 OLDE CHARTER CIR |
| City | JEFFERSON |
| State | NC |
| Zip | 28640-9413 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 (.582 A) HWY 88 |
| Legal Lot Number | 14 |
| Jurisdiction | ASHE NC |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 970501 |
Source: Ashe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 494 OLDE CHARTER CIR, JEFFERSON, NC 28640-9413 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NP INC |
| Dec 11, 2019 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2019 · Amount on Record |
| Deed Sale | Dec 11, 2019 · Amount on Record |
| Deed Document Number | 20195639 |
| Deed Book / Page | 507 / 1619 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 494 OLDE CHARTER CIR, JEFFERSON, NC 28640-9413 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00539/1639 |
|---|---|
| Date | Mar 25, 2022 |
| Book Page | 539/1639 |
| Instrument | 1550 |
| Name | NP INC |
|---|---|
| Type | Mortgage Company |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | Dec 11, 2019 |
| Property Address | 494 OLDE CHARTER CIR, JEFFERSON, NC 28640-9413 |
| Document Number | 00507/1619 |
| Book / Page | 507 / 1619 |
| Instrument Date | Dec 9, 2019 |
| Instrument | 5639 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5276 ELLWORTH RIDGE DR, WALKERTOWN, NC 27051-9648 |
Source: Ashe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,144.00 | $625,100 (-) Land $35,000 Building $590,100 | $625,100 (-) Land $35,000 Building $590,100 |
| 2025 | $3,144.00 (-3.74%) | $625,100 (-9.48%) Land $35,000 Building $590,100 | $625,100 (-9.48%) Land $35,000 Building $590,100 |
| 2023 | $3,266.00 (+27.08%) | $690,600 (+44.81%) Land $35,000 Building $655,600 | $690,600 (+44.81%) Land $35,000 Building $655,600 |
| 2022 | $2,570.00 | $476,900 Land $55,000 Building $421,900 | $476,900 Land $55,000 Building $421,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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