Ashe County property record for 355 Olde Charter Cir, Jefferson, NC 28640
| Property Type | Single Family Home |
|---|---|
| Details | 2,898 sqft · built 2000 |
| Lot Size | 0.548 acres (23,871 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $750,000 (Jun 2024) |
| Tax Bill | $3,431 (2026) |
| Deeds & Mortgages | Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09302-293-050 |
| Primary APN | 09302-293-050 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 11 Plumbing Fixtures |
|---|---|
| Building Area | 2,898 sqft Heated Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Conventional |
| Lot Area | 23,871 sqft (0.548 acres) |
| Cooling System | Central |
|---|
| Account Number | 116947 |
|---|---|
| Old Parcel Number | 09302293050 |
| Street Address | 355 OLDE CHARTER CIR |
| City | JEFFERSON |
| State | NC |
| Zip | 28640-9476 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 50 (.548 A) HWY 88 |
| Legal Subdivision | JEFFERSON LANDING |
| Legal Lot Number | 50 |
| Jurisdiction | ASHE NC |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 970501 |
Source: Ashe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 355 OLDE CHARTER CIR, JEFFERSON, NC 28640-9476 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2024 · Amount on Record |
| Deed Sale | Jun 14, 2024 · Amount on Record |
| Prior Sale | Mar 12, 2015 · Amount on Record |
| Deed Document Number | 20242661 |
| Deed Book / Page | 563 / 2369 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 355 OLDE CHARTER CIR, JEFFERSON, NC 28640-9476 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00483/0454 |
|---|---|
| Date | Aug 7, 2017 |
| Book Page | 0483/0454 |
| Instrument | 03436 |
| Name | LIFESTORE BANK |
|---|---|
| Type | Bank |
| Address | WEST JEFFERSON, NC 28694 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 30, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ashe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,431.00 | $682,300 (-) Land $45,000 Building $637,300 | $682,300 (-) Land $45,000 Building $637,300 |
| 2025 | $3,431.00 (+6.32%) | $682,300 (-) Land $45,000 Building $637,300 | $682,300 (-) Land $45,000 Building $637,300 |
| 2023 | $3,227.00 (+34.63%) | $682,300 (+53.39%) Land $45,000 Building $637,300 | $682,300 (+53.39%) Land $45,000 Building $637,300 |
| 2022 | $2,397.00 | $444,800 Land $65,000 Building $379,800 | $444,800 Land $65,000 Building $379,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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