Ashe County property record for 581 Olde Charter Cir, Jefferson, NC 28640
| Property Type | Single Family Home |
|---|---|
| Details | 2,096 sqft · built 1994 |
| Lot Size | 0.604 acres (26,310 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $295,000 (Oct 2020) |
| Tax Bill | $2,333 (2026) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Mar 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 09302-293-028 |
| Primary APN | 09302-293-028 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 12 Plumbing Fixtures |
|---|---|
| Building Area | 2,096 sqft Heated Area |
| Gross Area | 2,994 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Contemporary |
| Lot Area | 26,310 sqft (0.604 acres) |
| Cooling System | Central |
|---|
| Account Number | 106998 |
|---|---|
| Old Parcel Number | 09302293028 |
| Street Address | 581 OLDE CHARTER CIR |
| City | JEFFERSON |
| State | NC |
| Zip | 28640-9477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 28 (.604 A) FROM JEFFERSON LANDING HWY 88 |
| Legal Subdivision | JEFFERSON LANDING INC |
| Legal Lot Number | 28 |
| Jurisdiction | ASHE NC |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 970501 |
Source: Ashe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 581 OLDE CHARTER CIR, JEFFERSON, NC 28640-9477 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK & TRUST CO |
| Mar 6, 2020 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2020 · Amount on Record |
| Deed Sale | Oct 9, 2020 · Amount on Record |
| Prior Sale | Dec 23, 2009 · Amount on Record |
| Deed Document Number | 20205122 |
| Deed Book / Page | 518 / 178 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | Oct 9, 2020 |
| Property Address | 581 OLDE CHARTER CIR, JEFFERSON, NC 28640-9477 |
| Document Number | 000518/178 |
| Book / Page | 518 / 178 |
| Map Reference | MB 5 PG 185 |
| Instrument Date | Oct 8, 2020 |
| Instrument | 5122 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $590.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 RIVER KNOLL DR, JEFFERSON, NC 28640-9392 |
| Name | Verified Name |
|---|---|
| Address | 114 WILTSHIRE DR, CLAYTON, NC 27527-5019 |
| Document Number | 0000005123 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 5123 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | Mar 6, 2020 |
| Property Address | 581 OLDE CHARTER CIR, JEFFERSON, NC 28640-9477 |
| Document Number | 000510/532 |
| Book / Page | 510 / 532 |
| Map Reference | MB 5 PG 185 |
| Instrument Date | Mar 6, 2020 |
| Instrument | 1124 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 RIVER KNOLL DR, JEFFERSON, NC 28640-9392 |
| Name | Verified Name |
|---|---|
| Address | 201 RIVER KNOLL DR, JEFFERSON, NC 28640-9392 |
Source: Ashe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,333.00 | $464,000 (-) Land $45,000 Building $419,000 | $464,000 (-) Land $45,000 Building $419,000 |
| 2025 | $2,333.00 (+6.34%) | $464,000 (-) Land $45,000 Building $419,000 | $464,000 (-) Land $45,000 Building $419,000 |
| 2023 | $2,194.00 (+28.68%) | $464,000 (+46.6%) Land $45,000 Building $419,000 | $464,000 (+46.6%) Land $45,000 Building $419,000 |
| 2022 | $1,705.00 | $316,500 Land $65,000 Building $251,500 | $316,500 Land $65,000 Building $251,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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