494 Hampton Dr, Richmond, IN 47374 Property Records

Wayne County property record for 494 Hampton Dr, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,828 sqft · built 1969
Lot Size	0.471 acres (20,517 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,592 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`012-00499-00`

Property Details

APN / Parcel Number

Primary APN	`012-00499-00`
Alternative APNs	`89-16-06-440-310.000-022` `130644031000012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,828 sqft Living Area
1st Floor Area	1,828 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	20,517 sqft (0.471 acres)
Lot Dimensions	190 ft deep x 108 ft wide
Garage Type	Attached
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	130644031000012
Street Address	494 HAMPTON DR
City	RICHMOND
State	IN
Zip	47374-1007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	LOT 44 CUMMINGS BROS SUB DIV 2ND ADD
Legal Subdivision	CUMMINGS BROS SUB 2ND ADD
Legal Lot Number	44
Jurisdiction	WAYNE IN
Township / Civil Division	NEW GARDEN
Census Block Group	2
Census Block	2055
Census Tract	10200

Owner

494 Hampton Dr is owned and occupied by two individuals who acquired it in July 2025.

Source: Wayne County records, as of June 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	494 HAMPTON DR, RICHMOND, IN 47374-1007
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage THREE RIVERS FCU
Jan 25, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 14, 2021	Quit Claim Deed, Transfer Quitclaim
Jul 30, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2025
Deed Sale	Jul 21, 2025
Prior Sale	Jul 30, 2019 · Amount on File
Deed Document Number	20255071
Prior Transfer Date	Dec 13, 2021
Prior Transfer Doc	2021012097
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	494 HAMPTON DR, RICHMOND, IN 47374-1007
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023007127
Date	Sep 18, 2023
Instrument	2023007127

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	119 Months
Due	Aug 25, 2033

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	494 HAMPTON DR, RICHMOND, IN 47374-1007
Transaction Type	Mortgage
Record Updated	Feb 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022000638
Date	Jan 25, 2022
Instrument	2022000638

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Feb 1, 2049

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE IN
Recording Date	Dec 14, 2021
Property Address	494 HAMPTON DR, RICHMOND, IN 47374-1007
Document Number	2021012097
Instrument Date	Dec 13, 2021
Instrument	2021012097
Transaction Type	Transfer
Record Updated	Jan 5, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Jul 30, 2019
Property Address	494 HAMPTON DR, RICHMOND, IN 47374-1007
Document Number	2019005792
Instrument Date	Jul 26, 2019
Instrument	2019005792
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019005793
Date	Jul 30, 2019
Instrument	2019005793

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 494 Hampton Dr was $1,592, down 0.4% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	New Garden Township
Unified School District	Northeastern Wayne Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,592.00 (-0.38%)	$176,900 Land $25,300 Building $151,600	$176,900 Land $25,300 Building $151,600
2024	$1,598.00
2023		$146,700 (-0.2%) Land $20,200 Building $126,500	$146,700 (-0.2%) Land $20,200 Building $126,500
2022	$1,499.00 Homeowner's exemption	$147,000 Land $20,200 Building $126,800	$147,000 Land $20,200 Building $126,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 494 Hampton Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1989–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jun 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 494 Hampton Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Spectrum.

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