489 Hampton Dr, Richmond, IN 47374 Property Records

Wayne County property record for 489 Hampton Dr, Richmond, IN 47374

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,252 sqft · built 1968
Lot Size	0.356 acres (15,507 sqft)
Owner	Individual Name on File
Last Sale	$168,100 (Jun 2019)
Tax Bill	$1,561 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`012-00101-00`

Property Details

APN / Parcel Number

Primary APN	`012-00101-00`
Alternative APNs	`89-16-06-440-405.000-022` `130644040500012`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,252 sqft Living Area
1st Floor Area	1,252 sqft
Basement Area	1,252 sqft
Finished Basement	552 sqft
Unfinished Basement	552 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	15,507 sqft (0.356 acres)
Lot Dimensions	155 ft deep x 100 ft wide
Garage Type	Basement
Garage Area	700 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	130644040500012
Street Address	489 HAMPTON DR
City	RICHMOND
State	IN
Zip	47374-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	LOT 33 CUMMINGS BROS SUB DIV 2ND ADD
Legal Subdivision	CUMMINGS BROS SUB 2ND ADD
Legal Lot Number	33
Jurisdiction	WAYNE IN
Township / Civil Division	NEW GARDEN
Census Block Group	2
Census Block	2056
Census Tract	10200

Owner

489 Hampton Dr is owned and occupied by an individual who bought it in June 2019.

Source: Wayne County records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	489 HAMPTON DR, RICHMOND, IN 47374-1006
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Jun 10, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST FINANCIAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2019 · Amount on File
Deed Sale	Jun 10, 2019 · Amount on File
Deed Document Number	20194293
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Recording Date	Jun 25, 2026
Property Address	489 HAMPTON DR, RICHMOND, IN 47374-1006
Document Number	0000004649
Instrument Date	May 18, 2026
Instrument	20264649
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	489 HAMPTON DR, RICHMOND, IN 47374-1006

Mortgage

Document Number	0000004649,
Date	Jun 25, 2026
Instrument	20264649

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jul 1, 2051

Interest

Rate	6.3%
Max Rate	-1%

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Jun 10, 2019
Property Address	489 HAMPTON DR, RICHMOND, IN 47374-1006
Document Number	2019004293
Instrument Date	Jun 6, 2019
Instrument	2019004293
Transaction Type	Transfer
Record Updated	Nov 26, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019004294
Date	Jun 10, 2019
Instrument	2019004294

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 489 Hampton Dr was $1,561, up 5.3% from the year before.

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	New Garden Township
Unified School District	Northeastern Wayne Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,561.00 (+5.26%)	$173,500 Land $21,700 Building $151,800	$173,500 Land $21,700 Building $151,800
2024	$1,483.00
2023		$139,100 (-0.22%) Land $17,300 Building $121,800	$139,100 (-0.22%) Land $17,300 Building $121,800
2022	$1,385.00	$139,400 Land $17,300 Building $122,100	$139,400 Land $17,300 Building $122,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 489 Hampton Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1989.

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1989–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jun 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 489 Hampton Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
BridgeMAXX Suncoast Broadband Fixed Wireless	100 / 20

May also be available: Spectrum.

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