487 Hampton Dr, Richmond, IN 47374 Property Records

Wayne County property record for 487 Hampton Dr, Richmond, IN 47374 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,344 sqft · built 1968
Lot Size	0.356 acres (15,507 sqft)
Owner	2 Individual Names on File
Last Sale	$246,382 (May 2025)
Tax Bill	$1,434 (2025)
Deeds & Mortgages	May 2006 Line of Credit Jul 2013 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`012-00369-00`

Property Details

APN / Parcel Number

Primary APN	`012-00369-00`
Alternative APNs	`89-16-06-440-406.000-022` `130644040600012`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1980
Construction Type	Brick
Roof Material	Metal
Lot Area	15,507 sqft (0.356 acres)
Lot Dimensions	155 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	130644040600012
Street Address	487 HAMPTON DR
City	RICHMOND
State	IN
Zip	47374-1006
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 34 CUMMINGS BROS SUB DIV 2ND ADD
Legal Subdivision	CUMMINGS BROS SUB 2ND ADD
Legal Lot Number	34
Jurisdiction	WAYNE IN
Township / Civil Division	NEW GARDEN
Census Block Group	2
Census Block	2056
Census Tract	10200

Owner

Source: Wayne County records · APN 012-00369-00

Assessment roll updated June 26, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	487 HAMPTON DR, RICHMOND, IN 47374-1006
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 10, 2006	Deed of Trust, Mortgage · Line of Credit NATIONAL CITY BANK
Jul 19, 2013	Deed of Trust, Mortgage · Conventional Mortgage MAINSOURCE BANK
Sep 01, 2022	Personal Representative Deed, Transfer · ARM 3 RIVERS FEDERAL CREDIT UNION
Dec 22, 2006	Warranty Deed, Transfer · Conventional Mortgage MAINSOURCE BANK
Jun 27, 2005	Warranty Deed, Transfer · ARM OPTION ONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 15, 2025 · Amount on Record
Deed Sale	May 15, 2025 · Amount on Record
Prior Sale	Sep 01, 2022 · Amount on Record
Deed Document Number	20253330
Prior Transfer Date	Aug 31, 2022
Prior Transfer Doc	0000009116
Record Updated	Sep 20, 2026

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	487 HAMPTON DR, RICHMOND, IN 47374-1006
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2006005402
Date	May 10, 2006
Instrument	2006005402

Lender

Name	NATIONAL CITY BANK
Type	Bank
Address	00000

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	May 09, 2021

July 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	487 HAMPTON DR, RICHMOND, IN 47374-1006
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2013006458
Date	Jul 19, 2013
Instrument	2013006458

Lender

Name	MAINSOURCE BANK
Type	Bank
Address	GREENSBURG, IN 47240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2043

September 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WAYNE IN
Recording Date	Sep 01, 2022
Property Address	487 HAMPTON DR, RICHMOND, IN 47374-1006
Document Number	2022009116
Instrument Date	Aug 31, 2022
Instrument	2022009116
Transaction Type	Transfer
Record Updated	Apr 03, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	487 HAMPTON DR, RICHMOND, IN 47374-1006

Mortgage

Document Number	2022009117
Date	Sep 01, 2022
Instrument	2022009117

Lender

Name	3 RIVERS FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Sep 01, 2032
Index	1-Year CMT

December 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Dec 22, 2006
Property Address	487 HAMPTON DR, RICHMOND, IN 47374-1006
Document Number	2006014551
Instrument Date	Dec 07, 2006
Instrument	2006014551
Transaction Type	Transfer
Record Updated	Jun 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2006014552
Date	Dec 22, 2006
Instrument	2006014552

Lender

Name	MAINSOURCE BANK
Type	Bank
Address	GREENSBURG, IN 47240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2037

June 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAYNE IN
Recording Date	Jun 27, 2005
Property Address	487 HAMPTON DR, RICHMOND, IN 47374-1006
Document Number	2005007091
Instrument Date	Jun 22, 2005
Instrument	2005007091
Transaction Type	Transfer
Record Updated	Jun 20, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 HAMPTON DR, RICHMOND, IN 47374-1006

Mortgage

Document Number	2005007092
Date	Jun 27, 2005
Instrument	2005007092

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2035

Interest

Rate Type	Adjustable Rate
Rate	8.2%
Type Change Date	Jul 01, 2007
Change Frequency	6 Months
Min Rate At Change	8.2%
Max Rate At Change	11.2%
Index	6-Month LIBOR
Max Rate	14.2%

Mortgage

Document Number	2005007093
Date	Jun 27, 2005
Instrument	2005007093

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender
Address	IRVINE, CA 92618

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2035

Tax Assessment & Valuation

Source: Wayne County records · Assessment roll updated June 26, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	New Garden Township
Unified School District	Northeastern Wayne Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,434.00 (+7.34%)	$163,000 (+25.97%) Land $21,700 Building $141,300	$163,000 (+25.97%) Land $21,700 Building $141,300
2024	$1,336.00 (+3.49%)
2023		$129,400 (-0.15%) Land $17,300 Building $112,100	$129,400 (-0.15%) Land $17,300 Building $112,100
2022	$1,291.00	$129,600 Land $17,300 Building $112,300	$129,600 Land $17,300 Building $112,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wayne County (18177C), updated April 1, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 181770102002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1989–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Jun 2017, river or lake flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 43 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Xfinity	Fiber	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
ALTIUS Communications	Fixed Wireless (licensed-by-rule)	100 / 20

May also be available at this address: Spectrum, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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