Franklin County property record for 494 Falling Spring Rd, Chambersburg, PA 17202
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,502 sqft · built 1960 |
| Lot Size | 0.498 acres (21,712 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $189,000 (Aug 2018) |
| Tax Bill | $4,188 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Oct 2018 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-D4-13B |
| Primary APN | 10-D4-13B |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,502 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 21,712 sqft (0.498 acres) |
| Garage Type | Attached |
| Garage Area | 768 sqft |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 494 FALLING SPRING RD |
|---|---|
| City | CHAMBERSBURG |
| State | PA |
| Zip | 17202-9007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | FRANKLIN PA |
| Township / Civil Division | GUILFORD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10600 |
Source: Franklin County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 494 FALLING SPRING RD, CHAMBERSBURG, PA 17202-9007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PATRIOT FCU |
| Oct 26, 2018 | Deed of Trust, Mortgage · Line of Credit PATRIOT FCU |
| May 7, 2019 | Deed of Trust, Mortgage · Line of Credit UNITED STATES OF AMERICA |
| Aug 15, 2018 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 15, 2018 · Amount on Record |
| Deed Sale | Aug 15, 2018 · Amount on Record |
| Deed Document Number | 201815766 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Property Address | 494 FALLING SPRING RD, CHAMBERSBURG, PA 17202-9007 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020804 |
|---|---|
| Date | Aug 2, 2021 |
| Instrument | 202120804 |
| Name | PATRIOT FCU |
|---|---|
| Type | Credit Union |
| Address | CHAMBERSBURG, PA 17201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Property Address | 494 FALLING SPRING RD, CHAMBERSBURG, PA 17202-9007 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000020928 |
|---|---|
| Date | Oct 26, 2018 |
| Instrument | 201820928 |
| Name | PATRIOT FCU |
|---|---|
| Type | Credit Union |
| Address | CHAMBERSBURG, PA 17201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Property Address | 494 FALLING SPRING RD, CHAMBERSBURG, PA 17202-9007 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000008108 |
|---|---|
| Date | May 7, 2019 |
| Instrument | 201908108 |
| Name | UNITED STATES OF AMERICA |
|---|---|
| Type | Government Agency |
| Address | CHAMBERSBURG, PA 17201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | May 6, 2059 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Recording Date | Aug 15, 2018 |
| Property Address | 494 FALLING SPRING RD, CHAMBERSBURG, PA 17202-9007 |
| Document Number | 0000015766 |
| Instrument Date | Aug 10, 2018 |
| Instrument | 15766 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Title Company | PARAMOUNT CLOSINGS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,890.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 454 FALLING SPRING RD CHAMBERSBURG PA 17202, CHAMBERSBURG, PA 17202 |
| Document Number | 15767 |
|---|---|
| Date | Aug 15, 2018 |
| Instrument | 15767 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 14, 2048 |
Source: Franklin County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Franklin County |
| County Subdivision | Guilford Township |
| Unified School District | Chambersburg Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,188.00 (+2.45%) | $25,100 (-) Land $1,000 Building $24,100 | |
| 2025 | $4,088.00 (+3.23%) | ||
| 2024 | $3,960.00 | $25,100 Land $1,000 Building $24,100 | |
| $25,100 Land $1,000 Building $24,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILFORD WATER AUTH serves 28,135 people · EPA ID PA7280038 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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