Franklin County property record for 491 Falling Spring Rd, Chambersburg, PA 17202
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,925 sqft |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Feb 2017) |
| Tax Bill | $2,830 (2026) |
| Deeds & Mortgages | Feb 2017 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 10-D4L-18 |
| Primary APN | 10-D4L-18 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,925 sqft Living Area |
| Architectural Style | Colonial |
|---|---|
| Lot Area | 45,738 sqft (1.05 acres) |
| Porch | Slab |
| Street Address | 491 FALLING SPRING RD |
|---|---|
| City | CHAMBERSBURG |
| State | PA |
| Zip | 17202-9007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | FRANKLIN PA |
| Township / Civil Division | GUILFORD |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 10600 |
491 Falling Spring Rd is owned by an individual who bought it in February 2017.
Source: Franklin County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 60 MONROE DR, CHAMBERSBURG, PA 17201-7914 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2017 · Amount on File |
| Deed Sale | Feb 3, 2017 · Amount on File |
| Deed Document Number | 20172319 |
| Prior Transfer Date | Aug 19, 2016 |
| Prior Transfer Doc | 0000016240 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Recording Date | Feb 2, 2017 |
| Property Address | 491 FALLING SPRING RD, CHAMBERSBURG, PA 17202-9007 |
| Document Number | 0000002319 |
| Instrument Date | Jan 30, 2017 |
| Instrument | 2319 |
| Transaction Type | Transfer |
| Record Updated | May 22, 2017 |
| Title Company | HOMESALE SETTLEMENT SERVICES, HOMESALE SETTLEMENT SVCS |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,500.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 932 FOX MEADOW RD CHAMBERSBURG PA 172029082, CHAMBERSBURG, PA 17202-9082 |
| Document Number | 2320 |
|---|---|
| Date | Feb 2, 2017 |
| Instrument | 2320 |
| Name | FIRST CMNTY BK/MERCERSBURG |
|---|---|
| Address | MERCERSBURG, PA 17236 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | Feb 1, 2037 |
The 2026 property tax bill for 491 Falling Spring Rd was $2,830, up 2.5% from the year before.
Source: Franklin County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Franklin County |
| County Subdivision | Guilford Township |
| Unified School District | Chambersburg Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,830.00 (+2.46%) | $16,960 Land $1,450 Building $15,510 | |
| 2025 | $2,762.00 (+3.21%) | ||
| 2024 | $2,676.00 | $16,960 Land $1,450 Building $15,510 | |
| $16,960 Land $1,450 Building $15,510 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 491 Falling Spring Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 491 Falling Spring Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Pennsylvania |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILFORD WATER AUTH serves 28,135 people · EPA ID PA7280038 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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