Franklin County property record for 480 Falling Spring Rd, Chambersburg, PA 17202
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,536 sqft · built 1938 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $282,225 (Apr 2026) |
| Tax Bill | $2,281 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2023 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-D4-14 |
| Primary APN | 10-D4-14 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Living Area |
| Year Built | Built 1938 |
|---|---|
| Effective Year Built | Effective 1938 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 24,829 sqft (0.57 acres) |
| Street Address | 480 FALLING SPRING RD |
|---|---|
| City | CHAMBERSBURG |
| State | PA |
| Zip | 17202-9007 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | FRANKLIN PA |
| Township / Civil Division | GUILFORD |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 10600 |
Source: Franklin County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 480 FALLING SPRING RD, CHAMBERSBURG, PA 17202-9007 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Apr 27, 2023 | Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 13, 2022 | Deed, Transfer · Line of Credit UNITED BANK |
| Apr 23, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 14, 2026 · Amount on Record |
| Deed Sale | Apr 14, 2026 · Amount on Record |
| Prior Sale | Apr 27, 2023 · Amount on Record |
| Deed Document Number | 20267220 |
| Prior Transfer Date | Apr 12, 2018 |
| Prior Transfer Doc | 0000007665 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Recording Date | Apr 14, 2026 |
| Property Address | 480 FALLING SPRING RD, CHAMBERSBURG, PA 17202-9007 |
| Document Number | 0000007220 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20267220 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | RIVERBEND SETTLEMENT SOLUTIONS LLC, RIVERBEND SETTLEMENT SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285,047.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 480 FALLING SPRING RD, CHAMBERSBURG, PA 17202-9007 |
| Document Number | 0000007221, |
|---|---|
| Date | Apr 14, 2026 |
| Instrument | 20267221 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Recording Date | Apr 27, 2023 |
| Property Address | 480 FALLING SPRING RD, CHAMBERSBURG, PA 17202-9007 |
| Document Number | 0000007941 |
| Map Reference | VOL 318 PG 84 |
| Instrument Date | Apr 25, 2023 |
| Instrument | 202307941 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2023 |
| Title Company | BUCHANAN SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,550.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 480 FALLING SPRING RD, CHAMBERSBURG, PA 17202-9007 |
| Document Number | 0000007942 |
|---|---|
| Date | Apr 27, 2023 |
| Instrument | 202307942 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2053 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Recording Date | Sep 13, 2022 |
| Property Address | 480 FALLING SPRING RD, CHAMBERSBURG, PA 17202-9007 |
| Document Number | 0000021172 |
| Instrument Date | Sep 9, 2022 |
| Instrument | 202221172 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2022 |
| Title Company | STERLING STLMT SVCS OF HAGER |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 480 FALLING SPRING RD, 480, CHAMBERSBURG, PA 17202-9007 |
| Name | Verified Name |
|---|---|
| Address | 1850 DUAL HWY, HAGERSTOWN, MD 21740-6620 |
| Document Number | 0000021173 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 202221173 |
| Name | UNITED BANK |
|---|---|
| Type | Bank |
| Address | HAGERSTOWN, MD 21742 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN PA |
| Recording Date | Apr 23, 2018 |
| Property Address | 480 FALLING SPRING RD, CHAMBERSBURG, PA 17202-9007 |
| Document Number | 0000007665 |
| Instrument Date | Apr 17, 2018 |
| Instrument | 7665 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 480 FALLING SPRING RD CHAMBERSBURG PA 172029007, CHAMBERSBURG, PA 17202-9007 |
Source: Franklin County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Franklin County |
| County Subdivision | Guilford Township |
| Unified School District | Chambersburg Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,281.00 (+2.47%) | $13,670 (-) Land $1,650 Building $12,020 | |
| 2025 | $2,226.00 (+3.2%) | ||
| 2024 | $2,157.00 (+21.32%) | $13,670 (+17.54%) Land $1,650 Building $12,020 | |
| 2023 | $1,778.00 | $11,630 Land $1,650 Building $9,980 | |
| $13,670 Land $1,650 Building $12,020 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GUILFORD WATER AUTH serves 28,135 people · EPA ID PA7280038 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Dec 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| PA.net Fixed Wireless · not low latency | 200 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
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