McCreary County property record for 420 E Appletree Rd, Stearns, KY 42647 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,152 sqft · built 1980 |
| Lot Size | 0.98 acres (42,689 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,000 (Apr 2023) |
| Tax Bill | $506 (2025) |
| Deeds & Mortgages | Aug 2025 Mortgage May 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 122-30-02-016.00 |
| Primary APN | 122-30-02-016.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 1,152 sqft Living Area |
| Basement Area | 576 sqft |
| Unfinished Basement | 576 sqft |
| Family Room | Family Room |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 42,689 sqft (0.98 acres) |
| Lot Width | 125 ft Width |
| Garage Type | Carport |
| Garage Area | 312 sqft |
| Carport | Carport |
| Carport Area | 312 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 84 sqft |
| Deck Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Water Source | Commercial |
| Street Address | 420 E APPLETREE RD |
|---|---|
| City | STEARNS |
| State | KY |
| Zip | 42647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0.98 AC & HSE DB 217/518 |
| Jurisdiction | MCCREARY KY |
| Township / Civil Division | STEARNS-WHITLEY CITY |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 960302 |
Source: McCreary County records · APN 122-30-02-016.00
Assessment roll updated January 30, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 593, WHITLEY CITY, KY 42653-0593 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2025 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| May 30, 2023 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 05, 2023 · Amount on Record |
| Deed Sale | Apr 05, 2023 · Amount on Record |
| Deed Document Number | 2023143382 |
| Deed Book / Page | 233 / 535 |
| Last Transfer Date | May 30, 2023 |
| Transfer Doc | 000D234/99 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCCREARY KY |
| Property Address | 420 E APPLETREE RD, STEARNS, KY 42647 |
| Transaction Type | Mortgage |
| Record Updated | Jan 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15 B CLARK RD, STEARNS, KY 42647-6366 |
| Document Number | 00M257/261 |
|---|---|
| Date | Aug 26, 2025 |
| Book Page | M257/261 |
| Instrument | 155808 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30342 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MCCREARY KY |
| Recording Date | May 30, 2023 |
| Property Address | 420 E APPLETREE RD, STEARNS, KY 42647 |
| Document Number | 000D234/99 |
| Book / Page | D234 / 99 |
| Map Reference | DB 217 PG 518 |
| Instrument Date | May 30, 2023 |
| Instrument | 144089 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | PO 593 WHITLEY, WHITLEY CITY, KY 42653 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 593, WHITLEY CITY, KY 42653-0593 |
Source: McCreary County records · Assessment roll updated January 30, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | McCreary County |
| Unified School District | McCreary County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $506.00 (+0.4%) | $63,000 (-) | $63,000 (-) |
| 2024 | $504.00 (+3.07%) | $63,000 (+5%) | $63,000 (+5%) |
| 2023 | $489.00 | $60,000 | $60,000 |
Source: FEMA National Flood Hazard Layer, McCreary County (21147C), updated March 16, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 54% of the US · above 77% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 714 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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