Schenectady County and Schenectady City property record for 494 Arthur St, Schenectady, NY 12306
| Property Type | Triplex |
|---|---|
| Details | 5 bd · 3 ba · 2,511 sqft · built 1910 |
| Lot Size | 0.129 acres (5,640 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $136,000 (Apr 2020) |
| Tax Bill | $6,585 (2026) |
| Deeds & Mortgages | Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 48.59-2-26 |
| Primary APN | 421500 48.59-2-26 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 2,511 sqft Total Area |
| 1st Floor Area | 1,251 sqft |
| 2nd Floor Area | 1,260 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,640 sqft (0.129 acres) |
| Lot Dimensions | 120 ft deep x 47 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 416 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 494 ARTHUR ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3132 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Local Zoning Code | 03 - MULTI |
| Legal Block | 2 |
| Legal Lot Number | 26.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 21200 |
494 Arthur St, a triplex, is owned and occupied by two individuals who bought it in April 2020.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 494 ARTHUR ST, SCHENECTADY, NY 12306-3132 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 10, 2020 · Amount on File |
| Deed Sale | Apr 10, 2020 · Amount on File |
| Prior Sale | Sep 12, 2013 · Amount on File |
| Deed Document Number | 202012092 |
| Deed Book / Page | 2033 / 317 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Apr 10, 2020 |
| Property Address | 494 ARTHUR ST, SCHENECTADY, NY 12306-3132 |
| Document Number | 0000012092 |
| Book / Page | 2033 / 317 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 202012092 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $544.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 241 EAGLE MOUNTAIN RD, 241, SUMMIT, NY 12175-1730 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 2860 OLEAN ST, SCHENECTADY, NY 12306-2440 |
| Document Number | 0000012093 |
|---|---|
| Date | Apr 10, 2020 |
| Instrument | 202012093 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
The 2026 property tax bill for 494 Arthur St was $6,585, up 3.5% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,585.00 (+3.54%) | ||
| 2025 | $6,360.00 | $88,900 Land $13,300 Building $75,600 | $147,210 Land $22,024 Building $125,186 |
| 2023 | $88,900 (-) Land $13,300 Building $75,600 | $112,532 (+3.8%) Land $16,835 Building $95,697 | |
| 2022 | $88,900 Land $13,300 Building $75,600 | $108,415 Land $16,220 Building $92,195 | |
| 2021 | $5,729.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 494 Arthur St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 494 Arthur St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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