487 Arthur St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 487 Arthur St, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,514 sqft · built 1875
Lot Size0.44 acres (19,200 sqft)
OwnerIndividual Name on Record
Last Sale$100,000 (Aug 2023)
Tax Bill$6,167 (2025)
Deeds & MortgagesAug 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN421500 48.59-3-8

Property Details

APN / Parcel Number

Primary APN421500 48.59-3-8
Alternative APN
  • 150004805900030080000000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,514 sqft Living Area
1st Floor Area1,064 sqft
Upper Floors Area450 sqft

Exterior

Year BuiltBuilt 1875
Effective Year BuiltEffective 1875
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area19,200 sqft (0.44 acres)
Lot Dimensions200 ft deep x 96 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
PorchPorch
Porch Area72 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address487 ARTHUR ST
CitySCHENECTADY
StateNY
Zip12306
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code03 - MULTI
Legal Description41 42 1X WOOD AND GARAGE
Legal Block3
Legal Lot Number8.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2001
Census Tract21200

Owner

Source: Schenectady County and Schenectady City records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address487 ARTHUR ST, SCHENECTADY, NY 12306
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 3, 2023 · Amount on Record
Deed SaleAug 3, 2023 · Amount on Record
Prior SaleSep 30, 2002 · Amount on Record
Deed Document Number202344075
Deed Book / Page2113 / 46
Prior Transfer DateJul 19, 2023
Prior Transfer Doc0000044075
Record UpdatedJun 8, 2026

August 2023: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateAug 3, 2023
Property Address487 ARTHUR ST, SCHENECTADY, NY 12306
Document Number0000044075
Instrument DateJul 18, 2023
Instrument202344075
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address301 ELDER ST, SCHENECTADY, NY 12304-1222

Transferred To (Grantee/Buyer)

NameVerified Name
Address1655 LENOX RD, SCHENECTADY, NY 12308-2039

Mortgage

Document Number0000044074
DateAug 3, 2023
Instrument202344074
Lender
NameBROADVIEW FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2053

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,167.00 (+17.2%)$119,300 (-) Land $17,900 Building $101,400$197,549 (+30.82%) Land $29,641 Building $167,908
2023$119,300 (-) Land $17,900 Building $101,400$151,013 (+3.8%) Land $22,658 Building $128,355
2022$119,300 Land $17,900 Building $101,400$145,488 Land $21,829 Building $123,659
2021$5,262.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

Nearby Properties on Arthur St

Nearby Streets

Search Property Records by Address or Parcel Number