465 Arthur St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 465 Arthur St, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,260 sqft · built 1900
Lot Size	0.09 acres (3,960 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,249 (2026)
Deeds & Mortgages	Dec 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`421500 48.59-3-2`

Property Details

APN / Parcel Number

Primary APN	`421500 48.59-3-2`
Alternative APN	`150004805900030020000000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	828 sqft
Upper Floors Area	432 sqft
Attic	Attic
Attic Area	432 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Exterior Material	Stucco
Lot Area	3,960 sqft (0.09 acres)
Lot Dimensions	120 ft deep x 33 ft wide
Porch	Slab
Porch Area	196 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	465 ARTHUR ST
City	SCHENECTADY
State	NY
Zip	12306-3131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	P/O 2 STUCCO AND GAR
Legal Block	3
Legal Lot Number	2.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2001
Census Tract	21200

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	465 ARTHUR ST, SCHENECTADY, NY 12306-3131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	465 ARTHUR ST, SCHENECTADY, NY 12306-3131
Document Number	0000001591
Book / Page	004735 / 000790
Instrument Date	Dec 21, 2016
Transaction Type	Mortgage
Record Updated	Jan 17, 2017
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 ARTHUR ST SCHENECTADY NY 123063131, SCHENECTADY, NY 12306-3131

Mortgage

Document Number	0000001591
Date	Jan 10, 2017
Book Page	004735/000790
Instrument	1591

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,249.00 (+15.78%) Homeowner's exemption
2025	$3,670.00 (+11.41%)	$75,600 (-) Land $11,300 Building $64,300	$125,186 (+30.82%) Land $18,712 Building $106,474
2023		$75,600 (-) Land $11,300 Building $64,300	$95,696 (+3.8%) Land $14,304 Building $81,392
2022		$75,600 Land $11,300 Building $64,300	$92,195 Land $13,780 Building $78,415
2021	$3,294.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 508 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880