4939 Red Oak Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 4939 Red Oak Dr, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,789 sqft · built 2017
Lot Size	0.508 acres (22,172 sqft)
Owner	Individual Name on Record
Last Sale	$288,000 (Dec 2017)
Tax Bill	$3,335 (2024)
Deeds & Mortgages	Jan 2017 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-1N-27-3253-00G00-0080`

Property Details

APN / Parcel Number

Primary APN	`07-1N-27-3253-00G00-0080`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,789 sqft Heated Area
Gross Area	3,920 sqft
1st Floor Area	3,455 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	22,172 sqft (0.508 acres)
Lot Dimensions	2,960 ft deep x 750 ft wide
Garage Area	666 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	465 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	071N27325300G000080
Street Address	4939 RED OAK DR
City	MILTON
State	FL
Zip	32583-2989
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	PRESERVE (THE) LOT 8 BLK G AS DES IN OR 3683 PG 849
Legal Range	27W
Legal Township	01N
Legal Section	07
Legal Subdivision	PRESERVE (THE)
Legal Block	G
Legal Lot Number	8
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	2
Census Block	2019
Census Tract	10809

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4939 RED OAK DR, MILTON, FL 32583-2989
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2017	Deed of Trust, Mortgage · Commercial Mortgage BEACH COMMUNITY BANK
Oct 20, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 4, 2017	Warranty Deed, Subdivision Related Transfer · FHA Mortgage BEACH COMMUNITY MORTGAGE SERVICES I

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2017 · Amount on Record
Deed Sale	Dec 4, 2017 · Amount on Record
Prior Sale	Aug 18, 2016 · Amount on Record
Deed Document Number	201749719
Deed Book / Page	3683 / 0849
Record Updated	Jun 8, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4939 RED OAK DR, MILTON, FL 32583-2989
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0035930939
Date	Jan 25, 2017
Book Page	3593/0939
Instrument	201702935

Lender

Name	BEACH COMMUNITY BANK
Type	Bank
Address	PENSACOLA, FL 32502

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4939 RED OAK DR, MILTON, FL 32583-2989
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040160988
Date	Oct 20, 2020
Book Page	4016/988
Instrument	202054125

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Jan 1, 2048

December 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 4, 2017
Property Address	4939 RED OAK DR, MILTON, FL 32583-2989
Document Number	0036830849
Book / Page	3683 / 0849
Map Reference	MB11 PG93-97
Instrument Date	Nov 30, 2017
Instrument	201749719
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 14, 2021
Title Company	FIRST NATIONAL LAND TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,016.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	819 PINEDALE RD, 819, FORT WALTON BEACH, FL 32547-2427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4939 RED OAK DR, MILTON, FL 32583-2989

Mortgage

Document Number	0201749720
Date	Dec 4, 2017
Instrument	201749720

Lender

Name	BEACH COMMUNITY MORTGAGE SERVICES I
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 2, 2047

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$3,335.00 (+1.65%) Homeowner's exemption	$312,159 (+3%)	$377,609 (+9.57%) Land $44,000 Building $333,609
2023	$3,281.00 (+3.93%) Homeowner's exemption	$303,067 (+3%)	$344,634 (+2.25%) Land $44,000 Building $300,634
2022	$3,157.00 Homeowner's exemption	$294,240	$337,054 Land $44,000 Building $293,054

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 98 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	98 in force
Nearby Flood Claims	236 (1978–2020)
Claims Outside the SFHA	11 of 236
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 42 claims Hurricane Frances, Sep 2004 · 73 claims Hurricane Opal, Oct 1995 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 47% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mediacom Xtream.

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