4909 Red Oak Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 4909 Red Oak Dr, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,255 sqft · built 2021
Lot Size	0.509 acres (22,172 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (May 2024)
Tax Bill	$270 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Oct 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-1N-27-3253-00G00-0130`

Property Details

APN / Parcel Number

Primary APN	`07-1N-27-3253-00G00-0130`
Alternative APN	`N27107325300G000130`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,255 sqft Living Area
Gross Area	3,406 sqft
1st Floor Area	2,255 sqft
Flooring	Wood

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	22,172 sqft (0.509 acres)
Lot Dimensions	296 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	698 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4909 RED OAK DR
City	MILTON
State	FL
Zip	32583-2989
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	PRESERVE (THE) LOT 13 BLK G AS DES IN OR 4498 PG 1735
Legal Range	27W
Legal Township	1N
Legal Section	07
Legal Subdivision	PRESERVE (THE)
Legal Block	G
Legal Lot Number	13
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	2
Census Block	2019
Census Tract	10809

Owner

Source: Santa Rosa County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9638 YUKON WAY, COLORADO SPRINGS, CO 80925-8502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Warranty Deed, Subdivision Related Transfer · VA Mortgage BEACH COMMUNITY MORTGAGE SERVICES I
Oct 1, 2020	Deed of Trust, Mortgage · Construction Mortgage MIDSOUTH BANK
Nov 8, 2018	Warranty Deed, Transfer MEAD LAW AND TITLE, MEAD LAW & TITLE
Aug 1, 2018	Trustee's Deed, Transfer · Line of Credit BEACH CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 3, 2024 · Amount on Record
Deed Sale	May 3, 2024 · Amount on Record
Prior Sale	Jan 19, 2022 · Amount on Record
Deed Document Number	202419673
Deed Book / Page	4498 / 1735
Prior Transfer Date	Apr 30, 2024
Prior Transfer Doc	0044981735
Record Updated	Sep 20, 2026

January 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jan 19, 2022
Property Address	4909 RED OAK DR, MILTON, FL 32583-2989
Document Number	0042341727
Book / Page	4234 / 1727
Map Reference	MB 11 PG 93-97
Instrument Date	Jan 18, 2022
Instrument	202203276
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 14, 2023
Title Company	MEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,995.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 AUBURN RD, FT WALTON BCH, FL 32547-2247

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4909 RED OAK DR, MILTON, FL 32583-2989

Mortgage

Document Number	0042341729
Date	Jan 19, 2022
Instrument	4234/1729

Lender

Name	BEACH COMMUNITY MORTGAGE SERVICES I
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	4909 RED OAK DR, MILTON, FL 32583-2989
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040090259
Date	Oct 1, 2020
Book Page	4009/259
Instrument	202050376

Lender

Name	MIDSOUTH BANK
Type	Bank
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 30, 2040

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Nov 8, 2018
Property Address	4909 RED OAK DR, MILTON, FL 32583-2989
Document Number	0037810724
Book / Page	003781 / 000724
Instrument Date	Nov 6, 2018
Instrument	48134
Transaction Type	Transfer
Record Updated	Jan 3, 2019
Title Company	MEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

Amount	Amount Recorded
Tax	$714.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 AUBURN RD FORT WALTON BEACH FL 325472247, FORT WALTON BEACH, FL 32547-2247

August 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 1, 2018
Property Address	4909 RED OAK DR, MILTON, FL 32583-2989
Document Number	0037530893
Book / Page	003753 / 000893
Instrument Date	Jul 30, 2018
Instrument	32881
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$13,825.70
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 AUBURN RD FORT WALTON BEACH FL 325472247, FORT WALTON BEACH, FL 32547-2247
Investor	Possibly a Property Investor

Mortgage

Document Number	37530895
Date	Aug 1, 2018
Book Page	003753/000895
Instrument	32882

Lender

Name	BEACH CMNTY BK
Type	Bank
Address	33 W GARDEN ST, PENSACOLA, FL 32502-5615

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$270.00 (-93.41%) Homeowner's exemption Veteran's exemption	$332,934 (-2.38%) Land $44,000 Building $288,934	$332,934 (-2.38%) Land $44,000 Building $288,934
2024	$4,098.00 (+7.11%)	$341,046 (+9.34%) Land $44,000 Building $297,046	$341,046 (+9.34%) Land $44,000 Building $297,046
2023	$3,826.00 (+1.32%)	$311,901 (+0.89%) Land $44,000 Building $267,901	$311,901 (+0.89%) Land $44,000 Building $267,901
2022	$3,776.00	$309,158	$309,158 Land $44,000 Building $265,158

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 98 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	98 in force
Nearby Flood Claims	236 (1978–2020)
Claims Outside the SFHA	11 of 236
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 42 claims Hurricane Frances, Sep 2004 · 73 claims Hurricane Opal, Oct 1995 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mediacom Xtream.

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