4927 Red Oak Dr, Milton, FL 32583 Property Records

Santa Rosa County property record for 4927 Red Oak Dr, Milton, FL 32583

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,921 sqft · built 2020
Lot Size	0.509 acres (22,172 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,900 (Jul 2020)
Tax Bill	$3,475 (2024)
Deeds & Mortgages	Jul 2020 Sale & Mortgage Mar 2020 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-1N-27-3253-00G00-0100`

Property Details

APN / Parcel Number

Primary APN	`07-1N-27-3253-00G00-0100`
Alternative APN	`N27107325300G000100`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,921 sqft Living Area
Gross Area	3,983 sqft
1st Floor Area	2,513 sqft
Upper Floors Area	408 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	22,172 sqft (0.509 acres)
Lot Dimensions	296 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	653 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4927 RED OAK DR
City	MILTON
State	FL
Zip	32583-2989
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	PRESERVE (THE) LOT 10 BLK G AS DES IN OR 3981 PG 84
Legal Range	27W
Legal Township	1N
Legal Section	07
Legal Subdivision	PRESERVE (THE)
Legal Block	G
Legal Lot Number	10
Jurisdiction	SANTA ROSA FL
Township / Civil Division	EAST MILTON
Census Block Group	2
Census Block	2019
Census Tract	10809

Owner

Source: Santa Rosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4927 RED OAK DR, MILTON, FL 32583-2989
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage BEACH COMMUNITY MORTGAGE SERVICES I
Mar 19, 2020	Warranty Deed, Transfer · Construction Mortgage BEACH COMMUNITY BANK
Aug 1, 2018	Trustee's Deed, Transfer · Line of Credit BEACH CMNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2020 · Amount on Record
Deed Sale	Jul 24, 2020 · Amount on Record
Prior Sale	Mar 19, 2020 · Amount on Record
Deed Document Number	202037010
Deed Book / Page	3981 / 84
Prior Transfer Date	Mar 9, 2020
Prior Transfer Doc	0039301933
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jul 24, 2020
Property Address	4927 RED OAK DR, MILTON, FL 32583-2989
Document Number	0039810084
Book / Page	3981 / 84
Map Reference	MB 11 PG 93-97
Instrument Date	Jul 14, 2020
Instrument	202037010
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST NATL LAND TTL CO INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,491.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	819 PINEDALE RD, 819, FORT WALTON BEACH, FL 32547-2427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4927 RED OAK DR, MILTON, FL 32583-2989

Mortgage

Document Number	0000398187
Date	Jul 24, 2020
Instrument	3981/87

Lender

Name	BEACH COMMUNITY MORTGAGE SERVICES I
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Mar 19, 2020
Property Address	4927 RED OAK DR, MILTON, FL 32583-2989
Document Number	0039301931
Book / Page	3930 / 1931
Map Reference	MB 11 PG 93-97
Instrument Date	Mar 9, 2020
Instrument	202013672
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FIRST NATL LAND TTL CO INC

Transaction

Amount	Amount Recorded
Tax	$262.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	819 PINEDALE RD, 819, FORT WALTON BEACH, FL 32547-2427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	819 PINEDALE RD, FORT WALTON BEACH, FL 32547-2427

Mortgage

Document Number	0039301933
Date	Mar 19, 2020
Book Page	3930/1933
Instrument	202013673

Lender

Name	BEACH COMMUNITY BANK
Type	Bank
Address	PENSACOLA, FL 32502

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Aug 1, 2018
Property Address	4927 RED OAK DR, MILTON, FL 32583-2989
Document Number	0037530996
Book / Page	003753 / 000996
Instrument Date	Jul 5, 2018
Instrument	32898
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	MITCHELL LAND AND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$14,004.90
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	819 PINEDALE RD FORT WALTON BEACH FL 325472427, FORT WALTON BEACH, FL 32547-2427
Investor	Possibly a Property Investor

Mortgage

Document Number	37530998
Date	Aug 1, 2018
Book Page	003753/000998
Instrument	32899

Lender

Name	BEACH CMNTY BK
Type	Bank
Address	33 W GARDEN ST, PENSACOLA, FL 32502-5615

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$338,941 (+2.9%)	$390,588 (-2.44%) Land $44,000 Building $346,588
2024	$3,475.00 (+1.7%) Homeowner's exemption Disabled Person's exemption	$329,389 (+3%)	$400,342 (+9.81%) Land $44,000 Building $356,342
2023	$3,417.00 (+3.92%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$319,795 (+3%)	$364,591 (+2.31%) Land $44,000 Building $320,591
2022	$3,288.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$310,481	$356,365 Land $44,000 Building $312,365

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 98 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	98 in force
Nearby Flood Claims	236 (1978–2020)
Claims Outside the SFHA	11 of 236
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 42 claims Hurricane Frances, Sep 2004 · 73 claims Hurricane Opal, Oct 1995 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST MILTON WATER SYSTEM public/private · serves 17,292 people · EPA ID FL1570232
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Mediacom Xtream.

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