4939 Morrowick Rd, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 4939 Morrowick Rd, Charlotte, NC 28226

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,284 sqft · built 1986
Lot Size	0.515 acres (22,453 sqft)
Owner	Individual Name on File
Last Sale	$667,000 (Jul 2006)
Tax Bill	$10,698 (2023)
Deeds & Mortgages	Jul 2021 Line of Credit Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`211-386-07`

Property Details

APN / Parcel Number

Primary APN	`211-386-07`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	4,284 sqft Heated Area
Gross Area	4,902 sqft
1st Floor Area	1,859 sqft
Upper Floors Area	1,695 sqft
Attic Area	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	22,453 sqft (0.515 acres)
Garage Area	598 sqft
Deck Area	360 sqft
Patio Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	211-386-07
Street Address	4939 MORROWICK RD
City	CHARLOTTE
State	NC
Zip	28226-7380
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L7 B5 M20-22
Legal Subdivision	MONTIBELLO 10
Legal Block	5
Legal Lot Number	7
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2006
Census Tract	3020

Owner

4939 Morrowick Rd is owned and occupied by an individual who acquired it in August 2014.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Individual Name on File
Mailing Address	4939 MORROWICK RD, CHARLOTTE, NC 28226-7380
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2021	Deed of Trust, Mortgage · Line of Credit SOUTH STATE BANK NA
Jan 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE NETWORK INC
Oct 3, 2017	Deed of Trust, Mortgage · Commercial Mortgage SOUTH STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2006 · Amount on File
Deed Sale	Jul 17, 2006 · Amount on File
Prior Sale	Jul 17, 2006 · Amount on File
Deed Document Number	0000143889
Deed Book / Page	20755 / 0111
Last Transfer Date	Aug 7, 2014
Transfer Doc	0000091157
Record Updated	Jun 7, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4939 MORROWICK RD, CHARLOTTE, NC 28226-7380
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4939 MORROWICK RD, CHARLOTTE, NC 28226-7380

Mortgage

Document Number	0000135222
Date	Jul 13, 2021
Book Page	36288/756
Instrument	2021135222

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	WINTER HAVEN, FL 33880

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 20, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4939 MORROWICK RD, CHARLOTTE, NC 28226-7380
Transaction Type	Mortgage
Record Updated	Feb 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006178
Date	Jan 12, 2021
Book Page	35539/393
Instrument	2021006178

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company
Address	DANVERS, MA 01923

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4939 MORROWICK RD, CHARLOTTE, NC 28226-7380
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000134136
Date	Oct 3, 2017
Book Page	32169/897
Instrument	2017134136

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	COLUMBIA, SC 29202

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	119 Months
Due	Sep 20, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 4939 Morrowick Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4939 Morrowick Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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