4927 Morrowick Rd, Charlotte, NC 28226 Property Records

Mecklenburg County property record for 4927 Morrowick Rd, Charlotte, NC 28226

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 4,144 sqft · built 1982
Lot Size	0.36 acres (15,723 sqft)
Owner	Individual Name on Record
Last Sale	$857,500 (Apr 2018)
Tax Bill	$11,208 (2023)
Deeds & Mortgages	Jun 2021 Line of Credit Jan 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`211-386-08`

Property Details

APN / Parcel Number

Primary APN	`211-386-08`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,144 sqft Heated Area
Gross Area	5,243 sqft
1st Floor Area	1,450 sqft
Upper Floors Area	2,017 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Architectural Style	Other
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	15,723 sqft (0.36 acres)
Garage Area	506 sqft

Exterior Amenities

Porch	Porch
Porch Area	220 sqft
Deck Area	88 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	211-386-08
Street Address	4927 MORROWICK RD
City	CHARLOTTE
State	NC
Zip	28226-7380
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	L8 B5 M20-22
Legal Subdivision	MONTIBELLO 10
Legal Block	5
Legal Lot Number	8
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2006
Census Tract	3020

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4927 MORROWICK RD, CHARLOTTE, NC 28226-7380
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jan 10, 2018	Deed of Trust, Mortgage · Commercial Mortgage SOUTH STATE BANK
Aug 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUN TRUST BANK
Apr 6, 2018	Warranty Deed, Transfer · Conventional Mortgage SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2018 · Amount on Record
Deed Sale	Apr 6, 2018 · Amount on Record
Prior Sale	Aug 30, 2002 · Amount on Record
Deed Document Number	0032584257
Deed Book / Page	32584 / 257
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4927 MORROWICK RD, CHARLOTTE, NC 28226-7380
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4927 MORROWICK RD, CHARLOTTE, NC 28226-7380

Mortgage

Document Number	0000113222
Date	Jun 9, 2021
Book Page	36162/948
Instrument	2021113222

Lender

Name	TRUIST BANK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4927 MORROWICK RD, CHARLOTTE, NC 28226-7380
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003369
Date	Jan 10, 2018
Book Page	32396/656
Instrument	2018003369

Lender

Name	SOUTH STATE BANK
Type	Bank
Address	COLUMBIA, SC 29202

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jan 20, 2028

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4927 MORROWICK RD, CHARLOTTE, NC 28226-7380
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000105859
Date	Aug 15, 2019
Book Page	33760/366
Instrument	2019105859

Lender

Name	SUN TRUST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 6, 2018
Property Address	4927 MORROWICK RD, CHARLOTTE, NC 28226-7380
Document Number	0000040942
Book / Page	32584 / 257
Map Reference	MB20 PG22
Instrument Date	Apr 5, 2018
Instrument	2018040942
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4501 PARVIEW DR N, 4501, CHARLOTTE, NC 28226-3450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4927 MORROWICK RD, CHARLOTTE, NC 28226-7380

Mortgage

Document Number	0000040943
Date	Apr 6, 2018
Instrument	2018040943

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.4% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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