Mecklenburg County property record for 5000 Morrowick Rd, Charlotte, NC 28226
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,613 sqft · built 1983 |
| Lot Size | 0.428 acres (18,656 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,600,000 (Feb 2026) |
| Tax Bill | $8,969 (2024) |
| Deeds & Mortgages | Mar 2025 Mortgage Feb 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 211-383-25 |
| Primary APN | 211-383-25 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,613 sqft Heated Area |
| 1st Floor Area | 1,985 sqft |
| Upper Floors Area | 1,628 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 18,656 sqft (0.428 acres) |
| Garage Area | 667 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 504 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 5000 MORROWICK RD |
|---|---|
| City | CHARLOTTE |
| State | NC |
| Zip | 28226-7367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | L25 B4 M20-22 |
| Legal Subdivision | MONTIBELLO 10 |
| Legal Block | 4 |
| Legal Lot Number | 25 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 3020 |
Source: Mecklenburg County records · APN 211-383-25
Assessment roll updated January 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5000 MORROWICK RD, CHARLOTTE, NC 28226-7367 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Feb 13, 2026 | Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Jun 14, 2024 | Warranty Deed, Transfer · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 13, 2026 · Amount on Record |
| Deed Sale | Feb 13, 2026 · Amount on Record |
| Prior Sale | Jun 14, 2024 · Amount on Record |
| Deed Document Number | 2026014361 |
| Deed Book / Page | 40197 / 629 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 5000 MORROWICK RD, CHARLOTTE, NC 28226-7367 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5000 MORROWICK RD, CHARLOTTE, NC 28226-7367 |
| Investor | Possibly a Property Investor |
| Document Number | 0000024469 |
|---|---|
| Date | Mar 18, 2025 |
| Book Page | 39445/95 |
| Instrument | 2025024469 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Feb 13, 2026 |
| Property Address | 5000 MORROWICK RD, CHARLOTTE, NC 28226-7367 |
| Document Number | 0000014361 |
| Book / Page | 40197 / 629 |
| Map Reference | MB 20 PG 22 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 2026014361 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2026 |
| Title Company | LIBERTY PREMIER TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,200.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2128 MIROW PL, CHARLOTTE, NC 28270-9533 |
| Name | Verified Name |
|---|---|
| Address | 5000 MORROWICK RD, CHARLOTTE, NC 28226-7367 |
| Document Number | 0000014362 |
|---|---|
| Date | Feb 13, 2026 |
| Instrument | 2026014362 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | Mar 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3.87% |
| Max Rate At Change | 7.87% |
| Index | 1-Year CMT |
| Max Rate | 11.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jun 14, 2024 |
| Property Address | 5000 MORROWICK RD, CHARLOTTE, NC 28226-7367 |
| Document Number | 0000055477 |
| Book / Page | 38884 / 716 |
| Map Reference | MB 20 PG 22 |
| Instrument Date | Jun 14, 2024 |
| Instrument | 2024055477 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2024 |
| Title Company | NAVIGATE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,670.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2011 MAIN LINE BLVD UNIT 102, 102, ALEXANDRIA, VA 22301-3048 |
| Name | Verified Name |
|---|---|
| Address | 5000 MORROWICK RD, CHARLOTTE, NC 28226-7367 |
| Investor | Possibly a Property Investor |
| Document Number | 0000055478 |
|---|---|
| Date | Jun 14, 2024 |
| Instrument | 2024055478 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2054 |
| Document Number | 0000055479 |
|---|---|
| Date | Jun 14, 2024 |
| Book Page | 38884/734 |
| Instrument | 2024055479 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27603 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Mecklenburg County records · Assessment roll updated January 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,184,500 Land $550,000 Building $634,500 | ||
| 2024 | $8,969.00 | ||
| 2023 | $1,184,500 Land $550,000 Building $634,500 |
Source: FEMA National Flood Hazard Layer as of October 3, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2018) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2018 · rainfall accumulation |
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Google Fiber.
Based on FCC filings for 246 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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