4938 Stephens Ln, Durham, NC 27712 Property Records

Durham County property record for 4938 Stephens Ln, Durham, NC 27712

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,270 sqft · built 1987
Lot Size	0.52 acres (22,651 sqft)
Owner	Individual Name on Record
Last Sale	$198,000 (Apr 2011)
Tax Bill	$3,849 (2026)
Deeds & Mortgages	Jan 2023 Mortgage Oct 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0834-08-3827`

Property Details

APN / Parcel Number

Primary APN	`0834-08-3827`
Alternative APNs	`0834-08-38-2755` `083401083829` `179980`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,270 sqft Heated Area
1st Floor Area	1,108 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	230 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	35 sqft
Patio Area	236 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	4938 STEPHENS LN
City	DURHAM
State	NC
Zip	27712-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	STEPHENS WDS/PH:01/BLK:A/ LT#12 PL:000113-000001
Legal Subdivision	STEPHENS WDS
Legal Phase	1
Legal Block	A
Legal Lot Number	12
Jurisdiction	DURHAM NC
Township / Civil Division	LEBANON
Census Block Group	2
Census Block	2007
Census Tract	1601

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4938 STEPHENS LN, DURHAM, NC 27712-9516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2023	Deed of Trust, Mortgage · Conventional Mortgage NFM INC
Oct 5, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 2, 2021	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Jul 13, 2021	Intrafamily Transfer, Transfer
Feb 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
May 30, 2019	Loan Modification, Mortgage · Line of Credit SUNTRUST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2011 · Amount on Record
Deed Sale	Apr 5, 2011 · Amount on Record
Prior Sale	Mar 9, 2007 · Amount on Record
Deed Document Number	20119942
Deed Book / Page	6697 / 808
Last Transfer Date	Feb 22, 2021
Transfer Doc	0093940374
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	4938 STEPHENS LN, DURHAM, NC 27712-9516
Transaction Type	Mortgage
Record Updated	Feb 9, 2023
Title Company	NOT AVAILABLE, SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4938 STEPHENS LN, DURHAM, NC 27712-9516

Mortgage

Document Number	0098550837
Date	Jan 31, 2023
Book Page	9855/837
Instrument	2023050691

Lender

Name	NFM INC
Type	Mortgage Company
Address	LINTHICUM HEIGHTS, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	4938 STEPHENS LN, DURHAM, NC 27712-9516
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094840684
Date	Oct 5, 2021
Book Page	9484/684
Instrument	2021050626

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	4938 STEPHENS LN, DURHAM, NC 27712-9516
Transaction Type	Mortgage
Record Updated	Aug 20, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4938 STEPHENS LN, DURHAM, NC 27712-9516

Mortgage

Document Number	0094150157
Date	Aug 2, 2021
Book Page	9415/157
Instrument	2021038821

Lender

Name	TRUIST BANK
Type	Bank
Address	NASHVILLE, TN 37214

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DURHAM NC
Recording Date	Jul 13, 2021
Property Address	4938 STEPHENS LN, DURHAM, NC 27712-9516
Document Number	0093940374
Book / Page	9394 / 374
Map Reference	MB 113 PG 1
Instrument Date	Feb 22, 2021
Instrument	2021035370
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4938 STEPHENS LN, DURHAM, NC 27712-9516

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	4938 STEPHENS LN, DURHAM, NC 27712-9516
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0092180566
Date	Feb 2, 2021
Book Page	9218/566
Instrument	2021005298

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

May 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DURHAM NC
Property Address	4938 STEPHENS LN, DURHAM, NC 27712-9516
Document Number	0086730531
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 17, 2019
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4938 STEPHENS LN DURHAM NC 277129516, DURHAM, NC 27712-9516

Mortgage

Document Number	0086730531
Date	Jun 6, 2019
Book Page	008673/000531
Instrument	18963

Lender

Name	SUNTRUST BK
Type	Bank
Address	DURHAM, NC 27701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,849.00 (+2.5%)	$378,796 (-) Land $95,000 Building $283,796	$378,796 (-) Land $95,000 Building $283,796
2025	$3,755.00 (+18.45%)	$378,796 (+56.52%) Land $95,000 Building $283,796	$378,796 (+56.52%) Land $95,000 Building $283,796
2023	$3,170.00 (+2.36%)	$242,008 Land $45,660 Building $196,348	$242,008 Land $45,660 Building $196,348
2022	$3,097.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	13 (1996–2018)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Fran, Sep 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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