4922 Stephens Ln, Durham, NC 27712 Property Records

Durham County property record for 4922 Stephens Ln, Durham, NC 27712

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,402 sqft · built 1987
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Sep 2019)
Tax Bill	$3,757 (2025)
Deeds & Mortgages	May 2023 Line of Credit Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0824-98-9562`

Property Details

APN / Parcel Number

Primary APN	`0824-98-9562`
Alternative APNs	`0824-98-95-6275` `082402989554` `179976`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,402 sqft Heated Area
1st Floor Area	1,486 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	150 ft deep x 112 ft wide
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	105 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	4922 STEPHENS LN
City	DURHAM
State	NC
Zip	27712-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	STEPHENS WDS/PH:01/BLK:A/ LT#08 PL:000113-000001
Legal Subdivision	STEPHENS WDS
Legal Phase	1
Legal Block	A
Legal Lot Number	8
Jurisdiction	DURHAM NC
Township / Civil Division	LEBANON
Census Block Group	2
Census Block	2007
Census Tract	1601

Owner

Source: Durham County records, as of October 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4922 STEPHENS LN, DURHAM, NC 27712-9516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 9, 2023	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
Aug 30, 2021	Deed of Trust, Mortgage · Line of Credit COASTAL FCU
Sep 3, 2019	Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 20, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2019 · Amount on Record
Deed Sale	Sep 3, 2019 · Amount on Record
Prior Sale	Feb 20, 2019 · Amount on Record
Deed Document Number	201931695
Deed Book / Page	8742 / 378
Prior Transfer Date	Feb 4, 2005
Prior Transfer Doc	0046980522
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	4922 STEPHENS LN, DURHAM, NC 27712-9516
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099130375
Date	May 9, 2023
Book Page	9913/375
Instrument	2023061000

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	4922 STEPHENS LN, DURHAM, NC 27712-9516
Transaction Type	Mortgage
Record Updated	Sep 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094440888
Date	Aug 30, 2021
Book Page	9444/888
Instrument	2021043997

Lender

Name	COASTAL FCU
Type	Credit Union
Address	RALEIGH, NC 27609

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Sep 3, 2019
Property Address	4922 STEPHENS LN, DURHAM, NC 27712-9516
Document Number	0087420378
Book / Page	8742 / 378
Map Reference	MB 113 PG 1
Instrument Date	Aug 30, 2019
Instrument	2019031695
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4922 STEPHENS LN, DURHAM, NC 27712-9516

Mortgage

Document Number	2019031696
Date	Sep 3, 2019
Instrument	2019031696

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Feb 20, 2019
Property Address	4922 STEPHENS LN, DURHAM, NC 27712-9516
Document Number	0085970690
Book / Page	008597 / 000690
Instrument Date	Feb 20, 2018
Instrument	5052
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$310.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1821 HILLANDALE RD #1B-331 DURHAM NC 277052659, 1B-331, DURHAM, NC 27705-2659

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,757.00 (+15.25%)	$379,020 (+52.25%) Land $87,500 Building $291,520	$379,020 (+52.25%) Land $87,500 Building $291,520
2023	$3,260.00 (+2.32%)	$248,938 Land $41,970 Building $206,968	$248,938 Land $41,970 Building $206,968
2022	$3,186.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	13 (1996–2018)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Fran, Sep 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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