4932 Stephens Ln, Durham, NC 27712 Property Records

Durham County property record for 4932 Stephens Ln, Durham, NC 27712

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,697 sqft · built 1987
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on Record
Last Sale	$202,000 (Nov 2017)
Tax Bill	$3,271 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0834-08-2729`

Property Details

APN / Parcel Number

Primary APN	`0834-08-2729`
Alternative APNs	`0834-08-27-2917` `083401082820` `179979`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,697 sqft Heated Area
Gross Area	2,005 sqft
1st Floor Area	881 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Architectural Style	Colonial
Lot Area	20,038 sqft (0.46 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	105 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	083401082820
Street Address	4932 STEPHENS LN
City	DURHAM
State	NC
Zip	27712-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-20
Legal Description	STEPHENS WDS/PH:01/BLK:A/ LT#11 PL:000113-000001
Legal Subdivision	STEPHENS WDS
Legal Phase	1
Legal Block	A
Legal Lot Number	11
Jurisdiction	DURHAM NC
Township / Civil Division	LEBANON
Census Block Group	2
Census Block	2007
Census Tract	1601

Owner

Source: Durham County records, as of October 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4932 STEPHENS LN, DURHAM, NC 27712-9516
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NIKIA CHAPPELL SR
Aug 3, 2020	Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK
Nov 27, 2017	Warranty Deed, Transfer · Conventional with PMI BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2017 · Amount on Record
Deed Sale	Nov 27, 2017 · Amount on Record
Prior Sale	Oct 8, 2004 · Amount on Record
Deed Document Number	0000831640
Deed Book / Page	8316 / 40
Record Updated	Jun 7, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	4932 STEPHENS LN, DURHAM, NC 27712-9516
Transaction Type	Mortgage
Record Updated	Oct 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099910411
Date	Sep 27, 2023
Book Page	9991/411
Instrument	2023075315

Lender

Name	NIKIA CHAPPELL SR
Type	Private Party
Address	905 STATLER DR, DURHAM, NC 27703

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	14 Months
Due	Nov 27, 2024

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	4932 STEPHENS LN, DURHAM, NC 27712-9516
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090230804
Date	Aug 3, 2020
Book Page	9023/804
Instrument	2020030931

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2050

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Nov 27, 2017
Property Address	4932 STEPHENS LN, DURHAM, NC 27712-9516
Document Number	0083160040
Book / Page	008316 / 000040
Instrument Date	Nov 22, 2017
Instrument	41526
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	INVESTORS TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$404.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4932 STEPHENS LN DURHAM NC 277129516, DURHAM, NC 27712-9516

Mortgage

Document Number	83160042
Date	Nov 27, 2017
Book Page	008316/000042
Instrument	41527

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

Tax Assessment & Valuation

Source: Durham County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,271.00 (+19.34%)	$330,060 (+57.7%) Land $91,250 Building $238,810	$330,060 (+57.7%) Land $91,250 Building $238,810
2023	$2,741.00 (+2.35%)	$209,301 Land $43,830 Building $165,471	$209,301 Land $43,830 Building $165,471
2022	$2,678.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	13 (1996–2018)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Fran, Sep 1996 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Frontier.

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