Bay County property record for 4816 E 3rd St, Panama City, FL 32404
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,965 sqft · built 2015 |
| Lot Size | 0.595 acres (25,918 sqft) |
| Owner | Company Name on Record |
| Last Sale | $400,000 (Apr 2018) |
| Tax Bill | $3,237 (2025) |
| Deeds & Mortgages | May 2018 Transfer May 2018 Transfer |
| Flood Zone | Zone X (moderate risk) |
| APN | 25907-000-000 |
| Primary APN | 25907-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,965 sqft Living Area |
| 1st Floor Area | 1,965 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 25,918 sqft (0.595 acres) |
| Lot Dimensions | 150 ft deep x 173 ft wide |
| Porch | Open Porch |
| Porch Area | 566 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4816 E 3RD ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-7049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PARKER PLAT LOT 60 ORB 4008 P 2326 MAP 119D2 CASE #94-314-CP |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 24 |
| Legal Subdivision | PARKER PLAT |
| Legal Lot Number | 60 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3027 |
| Census Tract | 900 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4816 E 3RD ST, PANAMA CITY, FL 32404-7049 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 16, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| May 8, 2018 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2018 · Amount on Record |
| Deed Sale | Apr 30, 2018 · Amount on Record |
| Prior Sale | Jul 29, 2013 · Amount on Record |
| Deed Document Number | 201825336 |
| Deed Book / Page | 4003 / 919 |
| Last Transfer Date | May 14, 2018 |
| Transfer Doc | 0040082326 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 16, 2018 |
| Property Address | 4816 E 3RD ST, PANAMA CITY, FL 32404-7049 |
| Document Number | 0040082326 |
| Book / Page | 004008 / 002326 |
| Instrument Date | May 14, 2018 |
| Instrument | 29135 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4816 E 3RD ST CALLAWAY FL 324047049, CALLAWAY, FL 32404-7049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | May 8, 2018 |
| Property Address | 4816 E 3RD ST, PANAMA CITY, FL 32404-7049 |
| Document Number | 0040061280 |
| Book / Page | 004006 / 001280 |
| Instrument Date | Apr 23, 2018 |
| Instrument | 27436 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4816 E 3RD ST PARKER FL 324047049, PARKER, FL 32404-7049 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Parker City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,237.00 (+3.42%) Homeowner's exemption | $272,274 (+5.99%) | $474,897 (+13.89%) Land $272,042 Building $202,855 |
| 2024 | $3,130.00 (+2.19%) | ||
| 2023 | $3,063.00 (+41.54%) Homeowner's exemption | $256,894 (+3%) | $416,974 (+13.48%) Land $220,575 Building $196,399 |
| 2022 | $2,164.00 Homeowner's exemption | $249,412 | $367,448 Land $185,283 Building $182,165 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 38 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 44 units insured incl. 6 condo units |
| Nearby Flood Claims | 16 (1987–2018) |
| Claims Outside the SFHA | 8 of 16 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PARKER, CITY OF WATER SYSTEM serves 4,358 people · EPA ID FL1030520 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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