4932 Olivia Ct, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4932 Olivia Ct, Saint Cloud, FL 34772 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	3 Baths
Year Built	Built 2020
Square Footage	3,166 sqft Living Area
Lot Size	6,969 sqft (0.16 acres)
Garage	Attached, 642 sqft
Occupancy	Owner Occupied
Tax Bill	$10,639.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`20-26-31-3429-0001-2240`
Alternative APN	`263120342900012240`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	3,166 sqft Living Area
Gross Area	3,946 sqft Gross Area
1st Floor	1,362 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached Garage
Garage Area	642 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Central Heating

Location & Zoning

Street Address	4932 OLIVIA CT
City	SAINT CLOUD
State	FL
Zip	34772-8772
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HANOVER LAKES PH 3 PB 29 PGS 5-8 LOT 224
Legal Range	31E
Legal Township	26S
Legal Section	20
Legal Subdivision	HANOVER LAKES
Legal Phase	3
Legal Lot Number	224
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1041
Census Tract	43301

Owner

Source: Osceola County records · APN 20-26-31-3429-0001-2240

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4932 OLIVIA CT, SAINT CLOUD, FL 34772-8772
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

September 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 14, 2020
Property Address	4932 OLIVIA CT, SAINT CLOUD, FL 34772-8772
Document Number	0057931047
Book / Page	5793 / 1047
Map Reference	MB 29 PG 5-8
Instrument Date	Sep 11, 2020
Instrument	2020122659
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,688.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	605 COMMONWEALTH AVE, 605, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4932 OLIVIA CT, SAINT CLOUD, FL 34772-8772

Mortgage

Document Number	0057931049
Date	Sep 14, 2020
Instrument	5793/1049

Lender

Name	LENDSURE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,639.00 (+3.35%)	$493,800 (+1.13%) Land $100,000 Building $393,800	$493,800 (+1.13%) Land $100,000 Building $393,800
2024	$10,294.00 (+6.52%)
2023	$9,664.00 (+11.98%)	$488,300 (+26.05%) Land $95,000 Building $393,300	$488,300 (+26.05%) Land $95,000 Building $393,300
2022	$8,630.00	$387,400 Land $80,000 Building $307,400	$387,400 Land $80,000 Building $307,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Moderate above 61% of the US · above 34% of Florida
Wildfire Likelihood	About 1 in 515 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.