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493 Waterloo Ct, Spring Hill, FL 34609 Property Records

Hernando County property record for 493 Waterloo Ct, Spring Hill, FL 34609

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,692 sqft · built 2002
Lot Size0.57 acres (24,834 sqft)
Owner2 Individual Names on Record
Last Sale$475,000 (Sep 2023)
Tax Bill$7,558 (2025)
Deeds & MortgagesSep 2023 Sale
Aug 2018 Transfer
Flood ZoneZone X (minimal risk)
APNR32-223-18-1402-0000-0370

Property Details

APN / Parcel Number

Primary APNR32-223-18-1402-0000-0370
Alternative APNs
  • 01177032
  • 1177032

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area2,692 sqft Living Area
Gross Area3,627 sqft
1st Floor Area2,692 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2004
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area24,834 sqft (0.57 acres)
Garage TypeAttached
Garage Area690 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchOpen Porch
Porch Area1,109 sqft
Patio Area112 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number01177032
Street Address493 WATERLOO CT
CitySPRING HILL
StateFL
Zip34609-9631
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBARONY WOODS PHASE 2 LOT 37
Legal Range18E
Legal Township23S
Legal Section32
Legal SubdivisionBARONY WOODS PHASE 2
Legal Lot Number37
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group2
Census Block2004
Census Tract40913

Owner

Source: Hernando County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address493 WATERLOO CT, SPRING HILL, FL 34609-9631
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Sep 12, 2023Warranty Deed, Transfer
SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT
Aug 8, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 12, 2023 · Amount on Record
Deed SaleSep 12, 2023 · Amount on Record
Prior SaleJun 8, 2001 · Amount on Record
Deed Document Number202356404
Deed Book / Page4339 / 920
Prior Transfer DateAug 7, 2018
Prior Transfer Doc0036111403
Record UpdatedJun 8, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateSep 12, 2023
Property Address493 WATERLOO CT, SPRING HILL, FL 34609-9631
Document Number0043390920
Book / Page4339 / 920
Map ReferenceMB 23 PG 26&27
Instrument DateSep 11, 2023
Instrument2023056404
Transaction TypeTransfer
Record UpdatedSep 28, 2023
Title CompanySOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT

Transaction

AmountAmount Recorded
Tax$3,325.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9507 ELIDA RD, SPRING HILL, FL 34608-4707

Transferred To (Grantee/Buyer)

NameVerified Name
Address493 WATERLOO CT, SPRING HILL, FL 34609-9631

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHERNANDO FL
Recording DateAug 8, 2018
Property Address493 WATERLOO CT, SPRING HILL, FL 34609-9631
Document Number0036111403
Book / Page003611 / 001403
Instrument DateAug 7, 2018
Instrument48155
Transaction TypeTransfer
Record UpdatedAug 30, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address493 WATERLOO CT SPRING HILL FL 346099631, SPRING HILL, FL 34609-9631

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,558.00 (+208.74%)$477,775 (+132.14%) Land $43,460 Building $434,315$477,775 (-0.12%) Land $43,460 Building $434,315
2023$205,813 (+3%) Land $205,813
2022$2,448.00 Homeowner's exemption$199,818$478,359 Land $43,460 Building $434,899

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 22 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHERNANDO CO UTL-WEST
serves 145,204 people · EPA ID FL6277059
Water SourceGroundwater
Last State InspectionMay 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Open Infra
Fiber		8,000 / 8,000
WOW Internet, Cable & Phone
Fiber		5,000 / 5,000
Tillman Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications.

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