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482 Waterloo Ct, Spring Hill, FL 34609 Property Records

Hernando County property record for 482 Waterloo Ct, Spring Hill, FL 34609 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1997
Square Footage2,347 sqft Living Area
Lot Size26,136 sqft (0.6 acres)
OccupancyOwner Occupied
Last Sale$385,000 (2021)
Tax Bill$721.00 (2024)

Property Details

APN / Parcel Number

Primary APNR32-223-18-1402-0000-0350
Alternative APNs
  • 01177014
  • 1177014

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Building Area2,347 sqft Living Area
1st Floor2,376 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1997
Exterior MaterialStucco Exterior
Construction TypeConcrete Construction
Foundation TypeConcrete Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area26,136 sqft (0.6 acres)
Parking Spaces2 Parking Spaces
Garage Area484 sqft Garage

Exterior Amenities

Pool Area450 sqft Pool
Deck Area90 sqft Deck
Patio Area378 sqft Patio
Porch1 Porch
Porch Area1,242 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number01177014
Street Address482 WATERLOO CT
CitySPRING HILL
StateFL
Zip34609-9630
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBARONY WOODS PHASE 2 LOT 35 ORB 993 PG 951
Legal Range18E
Legal Township23S
Legal Section32
Legal SubdivisionBARONY WOODS PHASE 2
Legal Phase2
Legal Lot Number35
JurisdictionHERNANDO FL
Minor Civil DivisionSPRING HILL
Census Blockgroup2
Census Block2004
Census Tract40913

Owner

Source: Hernando County records · APN R32-223-18-1402-0000-0350

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address482 WATERLOO CT, SPRING HILL, FL 34609-9630
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 10, 2022Deed of Trust, Mortgage · Conventional Mortgage
MORTGAGE SOLUTIONS OF COLORADO LLC
Sep 14, 2021Warranty Deed, Transfer · Veterans Administration Mortgage
MORTGAGE SOLUTIONS OF COLORADO LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 14, 2021 · Amount on Record
Deed SaleSep 14, 2021 · Amount on Record
Deed Doc Number2021069252
Deed Book / Page4055 / 1016
Record RefreshedJun 08, 2026

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address482 WATERLOO CT, SPRING HILL, FL 34609-9630
Transaction TypeMortgage
Record UpdatedSep 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0041690217
DateMay 10, 2022
Book Page4169/217
Instrument2022036582
Lender
NameMORTGAGE SOLUTIONS OF COLORADO LLC
TypeMortgage Company
AddressCOLORADO SPRINGS, CO 80918
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHERNANDO FL
Recording DateSep 14, 2021
Property Address482 WATERLOO CT, SPRING HILL, FL 34609-9630
Document Number0040551016
Book / Page4055 / 1016
Map ReferenceMB 23 PG 26&27
Instrument DateSep 02, 2021
Instrument2021069252
Transaction TypeTransfer
Record UpdatedOct 11, 2021
Title CompanyREPUBLIC LAND AND TITLE INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,695.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2332 GODFREY AVE, 2332, SPRING HILL, FL 34609-5353

Transferred To (Grantee/Buyer)

NameVerified Name
Address482 WATERLOO CT, SPRING HILL, FL 34609-9630

Mortgage

Document Number40551018
DateSep 14, 2021
Instrument4055/1018
Lender
NameMORTGAGE SOLUTIONS OF COLORADO LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$384,321 (+4.81%) Land $42,849 Building $341,472$384,321 (-2.4%) Land $42,849 Building $341,472
2024$721.00
2023Additional exemption filed$366,680 Land $37,888 Building $328,792
2022$393,759 Land $42,849 Building $350,910

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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