Hernando County property record for 481 Waterloo Ct, Spring Hill, FL 34609 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2005 |
| Square Footage | 3,210 sqft Living Area |
| Lot Size | 26,136 sqft (0.6 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $21,500 (2003) |
| Tax Bill | $2,948.00 (2025) |
| Primary APN | R32-223-18-1402-0000-0390 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Building Area | 3,210 sqft Living Area |
| 1st Floor Area | 3,210 sqft 1st Floor |
| Stories | 1 Story |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 26,136 sqft (0.6 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 544 sqft Garage |
| Pool Area | 392 sqft Pool |
|---|---|
| Patio Area | 168 sqft Patio |
| Porch | Porch |
| Porch Area | 1,520 sqft Porch |
| Utility Building | 120 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01177050 |
|---|---|
| Street Address | 481 WATERLOO CT |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-9631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BARONY WOODS PHASE 2 LOT 39 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | BARONY WOODS PHASE 2 |
| Legal Phase | 2 |
| Legal Lot Number | 39 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 40913 |
Source: Hernando County records · APN R32-223-18-1402-0000-0390
Assessment roll updated October 31, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 481 WATERLOO CT, SPRING HILL, FL 34609-9631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 05, 2003 · Amount on Record |
| Deed Sale | Jun 05, 2003 · Amount on Record |
| Deed Document Number | 0167600427 |
| Deed Book / Page | 01676 / 00427 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 481 WATERLOO CT, SPRING HILL, FL 34609-9631 |
| Document Number | 0037571512 |
| Instrument Date | Sep 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 481 WATERLOO CT SPRING HILL FL 346099631, SPRING HILL, FL 34609-9631 |
| Document Number | 0037571512 |
|---|---|
| Date | Oct 03, 2019 |
| Book Page | 003757/001512 |
| Instrument | 62011 |
| Name | SUNCOAST CU |
|---|---|
| Address | TAMPA, FL 33610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 02, 2034 |
Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,948.00 (+0.86%) Additional exemption filed | $245,972 (+5.99%) | $536,337 (-2.24%) Land $43,478 Building $492,859 |
| 2023 | $232,078 Land $232,078 | ||
| 2022 | $2,923.00 | $548,608 Land $43,478 Building $505,130 |
Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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