Passaic County and Wayne Township property record for 493 Pines Lake Dr E, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 3,022 sqft · built 1955 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $559,000 (Sep 2019) |
| Tax Bill | $18,306 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-04301-0000-00011 |
| Primary APN | 14-04301-0000-00011 |
|---|---|
| Alternative APNs |
|
| Building Area | 3,022 sqft Living Area |
|---|
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Cape Cod |
| Lot Area | 14,985 sqft (0.344 acres) |
| Old Parcel Number | 1400648000000031 |
|---|---|
| Street Address | 493 PINES LAKE DR E |
| City | WAYNE |
| State | NJ |
| Zip | 07470-5115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4301 |
| Legal Lot Number | 11 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 6 |
| Census Block | 6006 |
| Census Tract | 246003 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 493 PINES LAKE DR E, WAYNE, NJ 07470-5115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 5, 2019 | Grant Deed, Transfer · FHA Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 5, 2019 · Amount on Record |
| Deed Sale | Sep 5, 2019 · Amount on Record |
| Prior Sale | Mar 1, 1989 · Amount on Record |
| Deed Document Number | 201939323 |
| Deed Book / Page | 3649 / 142 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 493 PINES LAKE DR E, WAYNE, NJ 07470-5115 |
| Transaction Type | Mortgage |
| Record Updated | Nov 30, 2021 |
| Title Company | RESIDENTIAL COMMERCIAL TITLE AGENCY LLC, RESIDENTIAL COM TTL AGCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000068508 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | M17558/84 |
| Instrument | 2021068508 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Sep 5, 2019 |
| Property Address | 493 PINES LAKE DR E, WAYNE, NJ 07470-5115 |
| Document Number | 0000039323 |
| Book / Page | 003649 / 000142 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 39323 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2019 |
| Title Company | PRIMARY TITLE SERVICES INC, PRIMARY TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $559.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 493 PINES LAKE DR E WAYNE NJ 074705115, WAYNE, NJ 07470-5115 |
| Document Number | 39324 |
|---|---|
| Date | Sep 5, 2019 |
| Book Page | 001593/000186 |
| Instrument | 39324 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 4, 2049 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $305,200 (-) Land $124,200 Building $181,000 | $305,200 (-) Land $124,200 Building $181,000 | |
| 2025 | $18,306.00 (+0.88%) | $305,200 (-) Land $124,200 Building $181,000 | $305,200 (-) Land $124,200 Building $181,000 |
| 2024 | $18,147.00 (+5.16%) | ||
| 2023 | $305,200 Land $124,200 Building $181,000 | $305,200 Land $124,200 Building $181,000 | |
| 2022 | $17,256.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1983–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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