492 Pines Lake Dr E, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 492 Pines Lake Dr E, Wayne, NJ 07470 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Architecture Style	Cape Cod
Year Built	Built 1945
Square Footage	2,692 sqft Living Area
Lot Size	17,076 sqft (0.392 acres)
Occupancy	Owner Occupied
Last Sale	$550,000 (2019)
Tax Bill	$15,625.00 (2025)

Owner

Source: Passaic County and Wayne Township records · APN 14-04310-0000-00001

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	492 PINES LAKE DR E, WAYNE, NJ 07470-5114
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS
Feb 04, 2019	Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 04, 2019 · Amount on Record
Deed Sale	Feb 04, 2019 · Amount on Record
Prior Sale	Dec 09, 1998 · Amount on Record
Deed Doc Number	20195339
Deed Book / Page	3504 / 118
Record Refreshed	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	492 PINES LAKE DR E, WAYNE, NJ 07470-5114
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000035981
Date	Aug 10, 2020
Book Page	M16321/101
Instrument	2020035981

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Sep 01, 2045

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	492 PINES LAKE DR E, WAYNE, NJ 07470-5114
Document Number	0000009332
Instrument Date	Feb 11, 2020
Transaction Type	Mortgage
Record Updated	Mar 13, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	492 PINES LAKE DR E WAYNE NJ 074705114, WAYNE, NJ 07470-5114

Mortgage

Document Number	0000009332
Date	Feb 19, 2020
Book Page	016015/000274
Instrument	9332

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Feb 18, 2050

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Feb 04, 2019
Property Address	492 PINES LAKE DR E, WAYNE, NJ 07470-5114
Document Number	0000005339
Book / Page	003504 / 000118
Instrument Date	Jan 16, 2019
Instrument	5339
Transaction Type	Transfer
Record Updated	Mar 01, 2019
Title Company	ALL JERSEY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	492 PINES LAKE DR E WAYNE NJ 074705114, WAYNE, NJ 07470-5114

Mortgage

Document Number	5340
Date	Feb 04, 2019
Book Page	015388/000066
Instrument	5340

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Feb 03, 2049

Tax Assessment & Valuation

Source: Passaic County and Wayne Township records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$260,500 (-) Land $126,400 Building $134,100	$260,500 (-) Land $126,400 Building $134,100
2025	$15,625.00 (+0.88%)	$260,500 (-) Land $126,400 Building $134,100	$260,500 (-) Land $126,400 Building $134,100
2024	$15,489.00 (+5.17%)
2023		$260,500 Land $126,400 Building $134,100	$260,500 Land $126,400 Building $134,100
2022	$14,728.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Passaic County (34031C), updated May 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 35% of New Jersey
Wildfire Likelihood	About 1 in 8,333 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`14-04310-0000-00001`
Alternative APNs	`1400661000000021A` `140431000001`

Interior

Building Area	2,692 sqft Living Area

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Architectural Style	Cape Cod Style
Lot Area	17,076 sqft (0.392 acres)

Location & Zoning

Old Parcel Number	1400661000000021A
Street Address	492 PINES LAKE DR E
City	WAYNE
State	NJ
Zip	07470-5114
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Subdivision	PINES LAKE
Legal Block	4310
Legal Lot Number	1
Jurisdiction	PASSAIC NJ
Minor Civil Division	WAYNE
Census Blockgroup	1
Census Block	1004
Census Tract	246002

492 Pines Lake Dr E, Wayne, NJ 07470 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

August 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Nearby Properties on Pines Lake Dr E

Nearby Streets

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