465 Pines Lake Dr E, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 465 Pines Lake Dr E, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,346 sqft · built 1965
Lot Size	0.383 acres (16,683 sqft)
Owner	Individual Name on Record
Last Sale	$417,500 (Jun 2019)
Tax Bill	$16,249 (2025)
Deeds & Mortgages	Aug 2021 Construction Loan Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-04302-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`14-04302-0000-00007`
Alternative APNs	`1400662000000007` `140430200007`

Interior

Building Area	2,346 sqft Living Area

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Bi-Level
Lot Area	16,683 sqft (0.383 acres)

Location & Zoning

Old Parcel Number	1400662000000007
Street Address	465 PINES LAKE DR E
City	WAYNE
State	NJ
Zip	07470-5113
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-B
Legal Subdivision	TOWNSHIP/WAYNE
Legal Block	4302
Legal Lot Number	7
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	6
Census Block	6002
Census Tract	246003

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	465 PINES LAKE DR E, WAYNE, NJ 07470-5113
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2021	Deed of Trust, Mortgage · Construction Mortgage COLUMBIA BANK
Oct 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage COLUMBIA BANK
Jun 10, 2019	Deed, Subdivision Related Transfer · Conventional Mortgage COLUMBIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 10, 2019 · Amount on Record
Deed Sale	Jun 10, 2019 · Amount on Record
Prior Sale	Mar 14, 2018 · Amount on Record
Deed Document Number	201924793
Deed Book / Page	3594 / 124
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	465 PINES LAKE DR E, WAYNE, NJ 07470-5113
Transaction Type	Mortgage
Record Updated	Sep 2, 2021
Title Company	BELMONT TITLE AND SETTLEMENT SERVICES, BELMONT TTL & SETMNT SVCS LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 PINES LAKE DR E, WAYNE, NJ 07470-5113

Mortgage

Document Number	0000050182
Date	Aug 4, 2021
Book Page	M17335/22
Instrument	2021050182

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Aug 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	465 PINES LAKE DR E, WAYNE, NJ 07470-5113
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST JERSEY TITLE SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053670
Date	Oct 22, 2020
Book Page	M16529/1
Instrument	2020053670

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

June 2019: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jun 10, 2019
Property Address	465 PINES LAKE DR E, WAYNE, NJ 07470-5113
Document Number	0000024793
Book / Page	D3594 / 0124
Instrument Date	May 30, 2019
Instrument	2019024793
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 4, 2021
Title Company	WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,461.25
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	556 WESTFIELD AVE, 556, ELIZABETH, NJ 07208-1623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	465 PINE LAKES DRIVE, WANDO, SC

Mortgage

Document Number	0000024794
Date	Jun 10, 2019
Book Page	M15553/0253
Instrument	2019024794

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,900 (-) Land $119,700 Building $151,200	$270,900 (-) Land $119,700 Building $151,200
2025	$16,249.00 (+0.88%)	$270,900 (+36.06%) Land $119,700 Building $151,200	$270,900 (+36.06%) Land $119,700 Building $151,200
2024	$16,108.00 (+43.09%)
2023		$199,100 Land $119,700 Building $79,400	$199,100 Land $119,700 Building $79,400
2022	$11,257.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1983–2021)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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