Okaloosa County property record for 487 Merganser Way, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 3,424 sqft · built 2016 |
| Lot Size | 0.298 acres (12,960 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $341,800 (Oct 2016) |
| Tax Bill | $5,033 (2025) |
| Deeds & Mortgages | Sep 2026 Sale & Line of Credit Aug 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-001-063-0624-4 |
| Primary APN | C56-001-063-0624-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,424 sqft Living Area |
| Gross Area | 4,504 sqft |
| 1st Floor Area | 3,018 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Brick |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Wood |
| Lot Area | 12,960 sqft (0.298 acres) |
| Garage Type | Attached |
| Garage Area | 693 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 387 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 487 MERGANSER WAY |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-6744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | REDSTONE COMMONS PH I LOT 64 |
| Legal Range | 23W |
| Legal Township | 03N |
| Legal Section | 27 |
| Legal Subdivision | REDSTONE COMMONS |
| Legal Phase | 1 |
| Legal Lot Number | 64 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 2 |
| Census Block | 2056 |
| Census Tract | 20701 |
Source: Okaloosa County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 487 MERGANSER WAY, CRESTVIEW, FL 32539-6744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Sep 15, 2026 | Quit Claim Deed, Transfer · Line of Credit MORTGAGE MORTGAGE |
| Aug 17, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 25, 2016 · Amount on Record |
| Deed Sale | Oct 25, 2016 · Amount on Record |
| Deed Document Number | 20163098017 |
| Deed Book / Page | 3272 / 4030 |
| Last Transfer Date | Sep 5, 2026 |
| Transfer Doc | 0003838806 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Sep 15, 2026 |
| Property Address | 487 MERGANSER WAY, CRESTVIEW, FL 32539-6744 |
| Document Number | 0003838806 |
| Instrument Date | Sep 5, 2026 |
| Instrument | 20263838806 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2026 |
| Title Company | MORTGAGE CONNECT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 487 MERGANSER WAY, CRESTVIEW, FL 32539-6744 |
| Document Number | 0003838807, |
|---|---|
| Date | Sep 15, 2026 |
| Instrument | 20263838807 |
| Name | MORTGAGE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 17, 2022 |
| Property Address | 487 MERGANSER WAY, CRESTVIEW, FL 32539-6744 |
| Document Number | 0036381099 |
| Book / Page | 3638 / 1099 |
| Map Reference | MB 27 PG 5-10 |
| Instrument Date | Aug 14, 2022 |
| Instrument | 3572235 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 487 MERGANSER WAY, 487, CRESTVIEW, FL 32539-6744 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 487 MERGANSER WAY, CRESTVIEW, FL 32539-6744 |
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Crestview City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,033.00 (+4.66%) Homeowner's exemption | $359,106 (+5.99%) | $453,220 (-10.21%) Land $47,235 Building $405,985 |
| 2023 | $4,809.00 (+2.73%) Homeowner's exemption | $338,820 (+3%) | $504,777 (+6.66%) Land $40,131 Building $464,646 |
| 2022 | $4,681.00 Homeowner's exemption | $328,951 | $473,249 Land $37,506 Building $435,743 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRESTVIEW, CITY OF WATER DEPT. serves 34,789 people · EPA ID FL1460182 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Fiber | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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