493 Maple Rd, Severna Park, MD 21146 Property Records

Anne Arundel County property record for 493 Maple Rd, Severna Park, MD 21146

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 936 sqft · built 1926
Lot Size	0.418 acres (18,200 sqft)
Owner	2 Individual Names on File
Last Sale	$965,000 (May 2022)
Tax Bill	$11,857 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`03-037-03222365`

Property Details

APN / Parcel Number

Primary APN	`03-037-03222365`
Alternative APNs	`3-037-03222365` `03703222365`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	936 sqft Living Area
1st Floor Area	624 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	18,200 sqft (0.418 acres)
View / Lot	Waterfront

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch
Porch Area	288 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	03703222365
Street Address	493 MAPLE RD
City	SEVERNA PARK
State	MD
Zip	21146-3324
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 9 SC A ARUNDEL BEACH
Legal Subdivision	ARUNDEL BEACH
Legal Block	1
Legal Lot Number	9
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	5
Census Block Group	1
Census Block	1002
Census Tract	731201

Owner

493 Maple Rd is owned by two individuals who bought it in May 2022.

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	36 KLEIS RD, SEVERNA PARK, MD 21146-3029
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2022 · Amount on File
Deed Sale	May 19, 2022 · Amount on File
Prior Sale	Sep 25, 2013 · Amount on File
Deed Book / Page	38750 / 194
Record Updated	Oct 29, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 19, 2022
Property Address	493 MAPLE RD, SEVERNA PARK, MD 21146-3324
Document Number	0387500194
Book / Page	38750 / 194
Instrument Date	May 12, 2022
Transaction Type	Transfer
Record Updated	Jun 2, 2022
Title Company	EAGLE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,475.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	36 KLEIS RD, SEVERNA PARK, MD 21146-3029

Mortgage

Document Number	0038750201
Date	May 19, 2022
Instrument	38750/201

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jun 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.37%
Index	Other
Max Rate	9.37%

Tax Assessment & Valuation

The 2025 property tax bill for 493 Maple Rd was $11,857, up 4% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,086,267 (+4.38%)	$1,131,800 (-) Land $1,049,900 Building $81,900
2025	$11,857.00 (+4.02%)	$1,040,733	$1,131,800 Land $1,049,900 Building $81,900
2024	$11,399.00 (+4.9%)
2023	$10,867.00	$995,200 Land $935,200 Building $60,000	$995,200 Land $935,200 Building $60,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 493 Maple Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 56 policies
Nearby Flood Policies	56 in force
Nearby Flood Claims	22 (1996–2018)
Claims Outside the SFHA	21 of 22
Most Recent Claim	Nov 2018 · other causes
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Isabel, Sep 2003 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 493 Maple Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2016–2018) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880
Believe Broadband Fixed Wireless	500 / 100