Anne Arundel County property record for 491 Maple Rd, Severna Park, MD 21146
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,006 sqft · built 1997 |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $300,000 (Nov 1995) |
| Tax Bill | $9,368 (2024) |
| Deeds & Mortgages | Apr 2026 Mortgage Apr 2017 Line of Credit + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 03-037-10137575 |
| Primary APN | 03-037-10137575 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,006 sqft Living Area |
| Gross Area | 3,653 sqft |
| 1st Floor Area | 1,541 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 18,000 sqft (0.413 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 647 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Porch Area | 328 sqft |
| Patio Area | 677 sqft |
| Shed | 1 Shed |
| Shed Area | 72 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Account Number | 03710137575 |
|---|---|
| Street Address | 491 MAPLE RD |
| City | SEVERNA PARK |
| State | MD |
| Zip | 21146-3324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 8A SC A ARUNDEL BEACH |
| Legal Subdivision | ARUNDEL BEACH |
| Legal Block | 1 |
| Legal Lot Number | 8A |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 731201 |
Source: Anne Arundel County assessment roll, as of August 13, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 491 MAPLE RD, SEVERNA PARK, MD 21146-3324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 18, 2017 | Deed of Trust, Mortgage · Line of Credit M & T BANK |
| Jun 23, 2017 | Quit Claim Deed, Mortgage · Conventional Mortgage NATIONSTAR MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 1995 · Amount on Record |
| Deed Sale | Nov 22, 1995 · Amount on Record |
| Deed Document Number | 199511497 |
| Deed Book / Page | 7229 / 107 |
| Last Transfer Date | May 27, 2017 |
| Transfer Doc | 0031085364 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Apr 8, 2026 |
| Property Address | 491 MAPLE RD, SEVERNA PARK, MD 21146-3324 |
| Document Number | 4224000100 |
| Book / Page | 42241 / 100 |
| Instrument Date | Mar 5, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 491 MAPLE RD, SEVERNA PARK, MD 21146-3324 |
| Document Number | 4224000100, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 42241/100 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Property Address | 491 MAPLE RD, SEVERNA PARK, MD 21146-3324 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0308400151 |
|---|---|
| Date | Apr 18, 2017 |
| Book Page | 30840/151 |
| Instrument | 30840-151 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | LEESBURG, VA 20175 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Jun 23, 2017 |
| Property Address | 491 MAPLE RD, SEVERNA PARK, MD 21146-3324 |
| Document Number | 0310850364 |
| Book / Page | 031085 / 000364 |
| Instrument Date | May 27, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2017 |
| Title Company | VANTAGE PT TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 491 MAPLE RD SEVERNA PARK MD 211463324, SEVERNA PARK, MD 21146-3324 |
| Document Number | 310850368 |
|---|---|
| Date | Jun 23, 2017 |
| Book Page | 031085/000368 |
| Name | NATIONSTAR MTG |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 22, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
Source: Anne Arundel County assessment roll, as of August 13, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,366,833 (+8.32%) | $1,576,900 (+24.97%) Land $1,047,700 Building $529,200 | |
| 2024 | $9,368.00 (+7.7%) | ||
| 2023 | $8,698.00 Homeowner's exemption | $1,261,800 Land $933,300 Building $328,500 | $1,261,800 Land $933,300 Building $328,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 56 policies |
| Nearby Flood Policies | 56 in force |
| Nearby Flood Claims | 22 (1996–2018) |
| Claims Outside the SFHA | 21 of 22 |
| Most Recent Claim | Nov 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLEN BURNIE-BROADNECK serves 290,606 people · EPA ID MD0020017 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2016–2018) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 249 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
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