489 Maple Rd, Severna Park, MD 21146 Property Records

Anne Arundel County property record for 489 Maple Rd, Severna Park, MD 21146 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,804 sqft · built 1980
Lot Size0.41 acres (17,856 sqft)
OwnerIndividual Name on File
Tax Bill$8,893 (2024)
Deeds & MortgagesOct 2021 Mortgage
Apr 2022 Line of Credit
Flood ZoneZone AE (high risk)
APN03-037-07119505

Property Details

APN / Parcel Number

Primary APN03-037-07119505
Alternative APNs
  • 3-037-07119505
  • 03707119505

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,804 sqft Living Area
Gross Area3,480 sqft
1st Floor Area1,432 sqft
Basement Area240 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1980
Effective Year BuiltEffective 1980
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area17,856 sqft (0.41 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area676 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchOpen Porch
Porch Area109 sqft
Patio Area400 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number03707119505
Street Address489 MAPLE RD
CitySEVERNA PARK
StateMD
Zip21146-3324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 8 ARUNDEL BEACH
Legal SubdivisionARUNDEL BEACH
Legal Block1
Legal Lot Number8
JurisdictionANNE ARUNDEL MD
Township / Civil Division5
Census Block Group1
Census Block1002
Census Tract731201

Owner

Source: Anne Arundel County records · APN 03-037-07119505

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address489 MAPLE RD, SEVERNA PARK, MD 21146-3324
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Apr 04, 2022Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU OF MARYLAND INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 17, 2002
Deed SaleJan 17, 2002
Prior SaleDec 29, 1994 · Amount on Record
Deed Document Number2002668
Deed Book / Page11135 / 364
Last Transfer DateSep 09, 2013
Transfer Doc0266770448
Record UpdatedJun 08, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address489 MAPLE RD, SEVERNA PARK, MD 21146-3324
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0378120294
DateOct 29, 2021
Book Page37812/294
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2036

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address489 MAPLE RD, SEVERNA PARK, MD 21146-3324
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanySECU TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0385540250
DateApr 04, 2022
Book Page38554/250
Lender
NameSTATE EMPLOYEES CU OF MARYLAND INC
TypeCredit Union
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 01, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Anne Arundel County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,296,033 (+7.13%)$1,468,500 (+21.38%) Land $1,046,900 Building $421,600
2024$8,893.00 (+8.03%)
2023$8,232.00 Homeowner's exemption$1,209,800 Land $933,300 Building $276,500$1,209,800 Land $933,300 Building $276,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Anne Arundel County (24003C), updated January 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240037312011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation6.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 56 individual NFIP policies nearby
Nearby Flood Policies56 in force
Nearby Flood Claims22 (1996–2018)
Claims Outside the SFHA21 of 22
Most Recent ClaimNov 2018, other causes
Claims By Storm
  • Hurricane Sandy, Oct 2012 · 2 claims
  • Hurricane Isabel, Sep 2003 · 8 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 249 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
Radiate HoldingsCable1,500 / 50
VerizonFiber980 / 880
Believe WirelessFixed Wireless (unlicensed)500 / 100

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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