Madison County property record for 493 Cherry Tree Rd, Gurley, AL 35748
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,080 sqft · built 1960 |
| Lot Size | 12.4 acres (540,144 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $116 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-08-33-0-000-020.000 |
| Primary APN | 19-08-33-0-000-020.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,080 sqft Living Area |
| 1st Floor Area | 1,080 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Other |
| Construction Type | Wood |
| Foundation Type | Retaining Wall |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 540,144 sqft (12.4 acres) |
| Account Number | 61327 |
|---|---|
| Street Address | 493 CHERRY TREE RD |
| City | GURLEY |
| State | AL |
| Zip | 35748-9597 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13.40A IN SW1/4 IN WILSON RES N BY ESSLINGER S BY PUB RD E BY C A BRAZELTON W BY C H HUMPHREY SEC 33 T4 R2E UNREC WILL 3/29/8 |
| Legal Range | 02E |
| Legal Township | 04 |
| Legal Section | 33 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | GURLEY |
| Census Block Group | 3 |
| Census Block | 3041 |
| Census Tract | 10902 |
Source: Madison County records, as of November 14, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 493 CHERRY TREE RD, GURLEY, AL 35748-9597 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2006 |
| Deed Sale | Mar 31, 2006 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Recording Date | Jun 12, 2026 |
| Property Address | 493 CHERRY TREE RD, GURLEY, AL 35748-9597 |
| Document Number | 2026128067 |
| Book / Page | 2026 / 128067 |
| Instrument Date | Jun 11, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Document Number | 2026128067, |
|---|---|
| Date | Jun 12, 2026 |
| Book Page | 2026/128067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
Source: Madison County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $116.00 (+1.75%) Homeowner's exemption | $4,780 (+1.7%) Land $1,660 Building $3,120 | $167,600 (+0.54%) Land $136,400 Building $31,200 |
| 2023 | $114.00 (+15.15%) Homeowner's exemption | $4,700 (+12.44%) Land $1,660 Building $3,040 | $166,700 (+299.88%) Land $136,400 Building $30,300 |
| 2022 | $99.00 Homeowner's exemption | $4,180 Land $1,400 Building $2,780 | $41,688 Land $13,988 Building $27,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Aug 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| NHTC Fiber | 8,000 / 8,000 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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